Pathward Financial, Inc. (CASH) vs Esquire Financial Holdings, Inc. (ESQ)
- Pathward Financial, Inc. CASH 72.93 +1.12%
- Esquire Financial Holdings, Inc. ESQ 118.89 −0.05%
Pathward Financial, Inc. and Esquire Financial Holdings, Inc. are both Banks Regional companies. Pathward Financial, Inc. and Esquire Financial Holdings, Inc. are of similar size ($1.5B and $1.4B). Pathward Financial, Inc. trades at the lower P/E: 9.1× against 18.4×. Esquire Financial Holdings, Inc. grew revenue faster over the last twelve months: 20.0% against −1.26%. Esquire Financial Holdings, Inc. has the higher net margin (29.3% vs 21.0%) and the higher return on invested capital (61.2% vs 18.2%). Both pay a dividend; Esquire Financial Holdings, Inc. yields more (0.65% vs 0.27%). Across the 19 metrics below, Pathward Financial, Inc. leads on 11 and Esquire Financial Holdings, Inc. on 8.
Valuation
Profitability
| Metric | CASH | ESQ | Banks Regional median |
|---|---|---|---|
| Gross margin | 98.77% | 88.70% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 21.00% | 29.30% | 18.66% |
| Free cash flow margin | 80.46% | 35.75% | 21.11% |
| Return on equity | 21.03% | 18.26% | 10.65% |
| Return on assets | 2.41% | 2.31% | 1.13% |
| Return on invested capital | 18.19% | 61.15% | 8.35% |
Growth
Health
Dividend
Size
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