Community Trust Bancorp, Inc. (CTBI) vs Westamerica Bancorporation (WABC)
Community Trust Bancorp, Inc. and Westamerica Bancorporation are both Banks Regional companies. Community Trust Bancorp, Inc. and Westamerica Bancorporation are of similar size ($1.4B and $1.4B). Community Trust Bancorp, Inc. trades at the lower P/E: 12.6× against 13.4×. Community Trust Bancorp, Inc. grew revenue faster over the last twelve months: 7.76% against −8.51%. Westamerica Bancorporation has the higher net margin (41.7% vs 25.6%) and the lower return on invested capital (13.6% vs 19.6%). Both pay a dividend; Community Trust Bancorp, Inc. yields more (4.65% vs 3.95%). Across the 20 metrics below, Community Trust Bancorp, Inc. leads on 16 and Westamerica Bancorporation on 4.
Valuation
Profitability
| Metric | CTBI | WABC | Banks Regional median |
|---|---|---|---|
| Gross margin | 70.72% | 94.83% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 25.55% | 41.71% | 18.66% |
| Free cash flow margin | 31.09% | 40.89% | 21.18% |
| Return on equity | 12.72% | 12.49% | 10.64% |
| Return on assets | 1.61% | 1.91% | 1.13% |
| Return on invested capital | 19.63% | 13.63% | 8.33% |
Growth
Health
Dividend
Size
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