Community Trust Bancorp, Inc. (CTBI) vs First Mid Bancshares, Inc. (FMBH)
Community Trust Bancorp, Inc. and First Mid Bancshares, Inc. are both Banks Regional companies. Community Trust Bancorp, Inc. and First Mid Bancshares, Inc. are of similar size ($1.4B and $1.3B). First Mid Bancshares, Inc. trades at the lower P/E: 12.3× against 12.6×. First Mid Bancshares, Inc. grew revenue faster over the last twelve months: 10.4% against 7.76%. Community Trust Bancorp, Inc. has the higher net margin (25.6% vs 19.8%) and the higher return on invested capital (19.6% vs 9.74%). Both pay a dividend; Community Trust Bancorp, Inc. yields more (4.65% vs 3.04%). Across the 20 metrics below, First Mid Bancshares, Inc. leads on 13 and Community Trust Bancorp, Inc. on 7.
Valuation
Profitability
| Metric | CTBI | FMBH | Banks Regional median |
|---|---|---|---|
| Gross margin | 70.72% | 75.52% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 25.55% | 19.76% | 18.66% |
| Free cash flow margin | 31.09% | 25.00% | 21.18% |
| Return on equity | 12.72% | 10.05% | 10.64% |
| Return on assets | 1.61% | 1.19% | 1.13% |
| Return on invested capital | 19.63% | 9.74% | 8.33% |
Growth
Health
Dividend
Size
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