Community Trust Bancorp, Inc. (CTBI) vs HBT Financial, Inc. (HBT)
- Community Trust Bancorp, Inc. CTBI 69.08 −0.39%
- HBT Financial, Inc. HBT 37.10 −0.05%
Community Trust Bancorp, Inc. and HBT Financial, Inc. are both Banks Regional companies. Community Trust Bancorp, Inc. and HBT Financial, Inc. are of similar size ($1.4B and $1.3B). Community Trust Bancorp, Inc. trades at the lower P/E: 11.6× against 15.9×. HBT Financial, Inc. grew revenue faster over the last twelve months: 13.3% against 7.76%. Community Trust Bancorp, Inc. has the higher net margin (25.6% vs 23.4%) and the higher return on invested capital (19.6% vs 8.43%). Both pay a dividend; Community Trust Bancorp, Inc. yields more (2.29% vs 1.91%). Across the 19 metrics below, Community Trust Bancorp, Inc. leads on 15 and HBT Financial, Inc. on 4.
Valuation
Profitability
| Metric | CTBI | HBT | Banks Regional median |
|---|---|---|---|
| Gross margin | 70.72% | 80.95% | 69.81% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 25.55% | 23.44% | 18.82% |
| Free cash flow margin | 31.09% | 22.88% | 17.97% |
| Return on equity | 12.72% | 11.56% | 10.28% |
| Return on assets | 1.61% | 1.32% | 1.13% |
| Return on invested capital | 19.63% | 8.43% | 8.45% |
Growth
Health
Dividend
Size
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