Community Trust Bancorp, Inc. (CTBI) vs HBT Financial, Inc. (HBT)
Community Trust Bancorp, Inc. and HBT Financial, Inc. are both Banks Regional companies. Community Trust Bancorp, Inc. and HBT Financial, Inc. are of similar size ($1.4B and $1.3B). Community Trust Bancorp, Inc. trades at the lower P/E: 12.6× against 15.5×. HBT Financial, Inc. grew revenue faster over the last twelve months: 13.3% against 7.76%. Community Trust Bancorp, Inc. has the higher net margin (25.6% vs 23.4%) and the higher return on invested capital (19.6% vs 8.43%). Both pay a dividend; Community Trust Bancorp, Inc. yields more (4.65% vs 3.99%). Across the 20 metrics below, Community Trust Bancorp, Inc. leads on 16 and HBT Financial, Inc. on 4.
Valuation
Profitability
| Metric | CTBI | HBT | Banks Regional median |
|---|---|---|---|
| Gross margin | 70.72% | 80.95% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 25.55% | 23.44% | 18.66% |
| Free cash flow margin | 31.09% | 22.88% | 21.18% |
| Return on equity | 12.72% | 11.56% | 10.64% |
| Return on assets | 1.61% | 1.32% | 1.13% |
| Return on invested capital | 19.63% | 8.43% | 8.33% |
Growth
Health
Dividend
Size
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