Consumer Portfolio Services, Inc. (CPSS) vs Sui Group Holdings Limited (SUIG)
Consumer Portfolio Services, Inc. and Sui Group Holdings Limited are both Credit Services companies. Consumer Portfolio Services, Inc. is the larger, with a market value of $202.0M against $112.7M — 1.8× the size. Sui Group Holdings Limited has negative trailing earnings, so its P/E is not meaningful; Consumer Portfolio Services, Inc. trades at 9.7×. Consumer Portfolio Services, Inc. grew revenue faster over the last twelve months: 6.87% against −5.33%. Consumer Portfolio Services, Inc. has the higher net margin (4.79% vs −11,373.6%) and the higher return on invested capital (4.09% vs −270.6%). Across the 18 metrics below, Consumer Portfolio Services, Inc. leads on 14 and Sui Group Holdings Limited on 4.
Valuation
Profitability
| Metric | CPSS | SUIG | Credit Services median |
|---|---|---|---|
| Gross margin | 100.00% | 100.00% | 77.13% |
| Operating margin | 60.04% | (11,034.20%) | 0.34% |
| Net margin | 4.79% | (11,373.56%) | 9.25% |
| Free cash flow margin | 77.39% | (6,824.26%) | 13.03% |
| Return on equity | 6.94% | (683.94%) | 8.49% |
| Return on assets | 0.53% | (601.31%) | 2.29% |
| Return on invested capital | 4.09% | (270.62%) | 4.09% |
Growth
Health
Dividend
Size
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