Civista Bancshares, Inc. (CIVB) vs Unity Bancorp, Inc. (UNTY)
- Civista Bancshares, Inc. CIVB 26.85 0.00%
- Unity Bancorp, Inc. UNTY 56.40 +0.61%
Civista Bancshares, Inc. and Unity Bancorp, Inc. are both Banks Regional companies. Civista Bancshares, Inc. and Unity Bancorp, Inc. are of similar size ($563.0M and $558.0M). Unity Bancorp, Inc. trades at the lower P/E: 9.6× against 9.9×. Unity Bancorp, Inc. grew revenue faster over the last twelve months: 10.2% against 4.71%. Unity Bancorp, Inc. has the higher net margin (30.3% vs 20.7%) and the higher return on invested capital (10.6% vs 5.57%). Both pay a dividend; Civista Bancshares, Inc. yields more (2.64% vs 1.13%). Across the 19 metrics below, Unity Bancorp, Inc. leads on 11 and Civista Bancshares, Inc. on 8.
Valuation
Profitability
| Metric | CIVB | UNTY | Banks Regional median |
|---|---|---|---|
| Gross margin | 70.94% | 69.92% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 20.73% | 30.26% | 18.66% |
| Free cash flow margin | 21.86% | 13.95% | 21.11% |
| Return on equity | 11.16% | 16.95% | 10.65% |
| Return on assets | 1.28% | 1.91% | 1.13% |
| Return on invested capital | 5.57% | 10.56% | 8.35% |
Growth
Health
Dividend
Size
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