Sierra Bancorp (BSRR) vs Northpointe Bancshares, Inc. (NPB)
Sierra Bancorp and Northpointe Bancshares, Inc. are both Banks Regional companies. Sierra Bancorp and Northpointe Bancshares, Inc. are of similar size ($530.8M and $514.0M). Northpointe Bancshares, Inc. trades at the lower P/E: 6.5× against 11.6×. Northpointe Bancshares, Inc. grew revenue faster over the last twelve months: 19.7% against −0.63%. Sierra Bancorp has the higher net margin (22.4% vs 16.1%) and the higher return on invested capital (12.1% vs 4.38%). Across the 17 metrics below, Northpointe Bancshares, Inc. leads on 10 and Sierra Bancorp on 7.
Valuation
Profitability
| Metric | BSRR | NPB | Banks Regional median |
|---|---|---|---|
| Gross margin | 77.94% | 50.82% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 22.37% | 16.10% | 18.66% |
| Free cash flow margin | 22.46% | 20.29% | 21.18% |
| Return on equity | 12.46% | 13.41% | 10.64% |
| Return on assets | 1.20% | 1.17% | 1.13% |
| Return on invested capital | 12.07% | 4.38% | 8.33% |
Growth
Health
Dividend
Size
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