Sierra Bancorp (BSRR) vs Ponce Financial Group, Inc. (PDLB)
- Sierra Bancorp BSRR 41.31 −1.55%
- Ponce Financial Group, Inc. PDLB 21.66 −0.78%
Sierra Bancorp and Ponce Financial Group, Inc. are both Banks Regional companies. Sierra Bancorp and Ponce Financial Group, Inc. are of similar size ($544.1M and $528.0M). Sierra Bancorp trades at the lower P/E: 10.8× against 11.3×. Ponce Financial Group, Inc. grew revenue faster over the last twelve months: 14.4% against −1.01%. Sierra Bancorp has the higher net margin (25.3% vs 20.7%) and the higher return on invested capital (13.5% vs 2.67%). Across the 18 metrics below, Ponce Financial Group, Inc. leads on 10 and Sierra Bancorp on 8.
Valuation
Profitability
| Metric | BSRR | PDLB | Banks Regional median |
|---|---|---|---|
| Gross margin | 78.49% | 59.71% | 69.81% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 25.32% | 20.69% | 18.82% |
| Free cash flow margin | 25.63% | 32.74% | 17.97% |
| Return on equity | 14.02% | 13.49% | 10.28% |
| Return on assets | 1.37% | 1.30% | 1.13% |
| Return on invested capital | 13.53% | 2.67% | 8.45% |
Growth
Health
Dividend
Size
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