Bank of the James Financial Group, Inc. (BOTJ) vs Hoyne Bancorp, Inc. (HYNE)
Bank of the James Financial Group, Inc. and Hoyne Bancorp, Inc. are both Banks Regional companies. Bank of the James Financial Group, Inc. and Hoyne Bancorp, Inc. are of similar size ($133.0M and $121.3M). Bank of the James Financial Group, Inc. has the higher net margin (17.7% vs 1.14%) and the higher return on invested capital (18.7% vs 0.02%). Across the 11 metrics below, Bank of the James Financial Group, Inc. leads on 9 and Hoyne Bancorp, Inc. on 2.
Valuation
Profitability
| Metric | BOTJ | HYNE | Banks Regional median |
|---|---|---|---|
| Gross margin | 79.81% | 77.92% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 17.72% | 1.14% | 18.66% |
| Free cash flow margin | 17.83% | (18.89%) | 21.18% |
| Return on equity | 14.84% | 0.21% | 10.64% |
| Return on assets | 1.12% | 0.11% | 1.13% |
| Return on invested capital | 18.72% | 0.02% | 8.33% |
Growth
Health
Dividend
Size
Any metric, up to five companies and an Excel export Powerpack