Bank of the James Financial Group, Inc. (BOTJ) vs Magyar Bancorp, Inc. (MGYR)
- Bank of the James Financial Group, Inc. BOTJ 26.74 −0.93%
- Magyar Bancorp, Inc. MGYR 19.84 −0.25%
Bank of the James Financial Group, Inc. and Magyar Bancorp, Inc. are both Banks Regional companies. Bank of the James Financial Group, Inc. and Magyar Bancorp, Inc. are of similar size ($128.4M and $122.6M). Magyar Bancorp, Inc. trades at the lower P/E: 10.4× against 10.6×. Magyar Bancorp, Inc. grew revenue faster over the last twelve months: 7.51% against 6.20%. Magyar Bancorp, Inc. has the higher net margin (18.9% vs 17.7%) and the lower return on invested capital (8.99% vs 18.7%). Both pay a dividend; Magyar Bancorp, Inc. yields more (1.92% vs 1.50%). Across the 18 metrics below, Magyar Bancorp, Inc. leads on 14 and Bank of the James Financial Group, Inc. on 4.
Valuation
Profitability
| Metric | BOTJ | MGYR | Banks Regional median |
|---|---|---|---|
| Gross margin | 79.81% | 62.90% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 17.72% | 18.89% | 18.66% |
| Free cash flow margin | 17.83% | 26.07% | 21.11% |
| Return on equity | 14.84% | 9.70% | 10.65% |
| Return on assets | 1.12% | 1.16% | 1.13% |
| Return on invested capital | 18.72% | 8.99% | 8.35% |
Growth
Health
Dividend
Size
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