The Allstate Corporation (ALL) vs W.R. Berkley Corporation (WRB)

The Allstate Corporation and W.R. Berkley Corporation are both Insurance Property & Casualty companies. The Allstate Corporation is the larger, with a market value of $67.4B against $28.6B — 2.4× the size. The Allstate Corporation trades at the lower P/E: 6.0× against 16.2×. The Allstate Corporation grew revenue faster over the last twelve months: 5.06% against 1.45%. The Allstate Corporation has the higher net margin (16.4% vs 12.5%) and the lower return on invested capital (0.00% vs 14.9%). Both pay a dividend; The Allstate Corporation yields more (1.59% vs 0.25%). Across the 21 metrics below, The Allstate Corporation leads on 13 and W.R. Berkley Corporation on 8.

Valuation

Metric ALL WRB Insurance Property & Casualty median
P/E 5.96 16.20 12.17
P/S 0.95 2.01 1.26
P/B 2.21 3.11 1.85
Price to free cash flow 5.26 9.77 8.04
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 16.78% 6.17% 8.20%
Free cash flow yield 18.99% 10.23% 11.86%

Profitability

Metric ALL WRB Insurance Property & Casualty median
Gross margin 0.00% 47.25% 37.39%
Operating margin 0.00% 16.58% 14.67%
Net margin 16.41% 12.53% 10.16%
Free cash flow margin 18.13% 20.59% 18.60%
Return on equity 41.31% 19.18% 16.59%
Return on assets 9.28% 4.17% 3.38%
Return on invested capital 0.00% 14.89% 9.43%

Growth

Metric ALL WRB Insurance Property & Casualty median
Revenue growth (TTM) 5.06% 1.45% 5.70%
EPS growth (last fiscal year) 124.01% 2.06% 39.61%
Revenue growth, 5-year CAGR 10.06% 12.67% 9.23%
Net income growth, 5-year CAGR 13.23% 27.38% 10.09%

Health

Metric ALL WRB Insurance Property & Casualty median
Debt to equity 0.23 0.30 0.25
Current ratio 0.29 0.30 0.49
Net debt to EBITDA 0.55 0.13 0.08

Dividend

Metric ALL WRB Insurance Property & Casualty median
Dividend yield 1.59% 0.25% 1.56%
Payout ratio 0.10 0.04 0.15

Size

Metric ALL WRB Insurance Property & Casualty median
Market cap 67.44b 28.60b 2.64b

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