Exzeo Group, Inc.

XZO Financial Insurance Diversified

Exzeo Group, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $217.0 million, up 62.0% from fiscal 2024. In the quarter to June 2026, revenue grew 3.02%, EPS fell 5.49% and free cash flow fell 59.2%, each against the same quarter a year earlier. Insiders bought in the last twelve months.

16.65 0.04 −0.24%
Market cap
$1.5B
P/E
17.0×
Fwd P/E
13.1×
Dividend yield
—
F-score
n/a
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Jun '26 Mar '26 Dec '25 Sep '25 Older periods
ROE
57.63% 0.00% 0.00% 0.00%

+5 more TTM periods

ROA
45.36% 45.03% 47.59% 70.35%
ROIC
44.41% 153.91% 0.00% 0.00%
Return on Tangible Assets
99.77% 49.54% 32.82% 80.57%
Average Days of Receivables
36.47 37.16 23.89 25.21
Free Cash Flow per Share
0.92 1.17 1.22 1.25
Free Cash Flow
81.53 103.60 97.45 105.85
Capital Expenditures
(2.13) (2.40) (2.84) (3.09)
Other line items
Cash ROIC
19.19% 20.46% 17.42% 48.25%
Accounts Receivable Turnover
15.93 0.00 0.00 0.00
Accounts Payable Turnover
15.93 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00
Average Days of Payables
36.50 26.46 12.53 49.71
Days of Inventory on Hand
0.00 0.00 0.00 0.00
Tax Rate
(0.25) (0.25) (0.25) (0.25)
Research and Development Expense of Revenue
4.06% 4.05% 4.07% 4.56%
Selling, General and Administrative Expense of Revenue
9.50% 8.28% 7.25% 6.30%
Share Based Compensation of Revenue
1.22% 1.21% 1.21% 2.59%
Operating CF/Net income
0.96 1.24 1.21 1.70
Depreciation/Fixed assets
0.30 0.29 0.28 0.26
Capex/Depreciation
(0.72) (0.81) (0.97) (1.11)
Revenue per Share
2.51 2.49 2.71 2.28
Operating CF per Share
0.95 1.20 1.25 1.29
Capex per Share
(0.02) (0.03) (0.04) (0.04)
Capex to Sales
0.01 0.01 0.01 0.02

Fold the line items

Columns are period end dates