Saturday 17 October 2026
Export XZO’s income statement to Excel — free account
Exzeo Group, Inc.
XZO Financial Insurance Diversified
Exzeo Group, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $217.0 million, up 62.0% from fiscal 2024. In the quarter to June 2026, revenue grew 3.02%, EPS fell 5.49% and free cash flow fell 59.2%, each against the same quarter a year earlier. Insiders bought in the last twelve months.
16.65
0.04
−0.24%
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| Dec '23 | Dec '24 | Dec '25 | |
|---|---|---|---|
P/E ratio |
25.84 | 25.84 | 24.17 |
P/S ratio |
9.22 | 9.22 | 8.96 |
P/FCF ratio |
16.79 | 16.79 | 19.95 |
P/Operating CF |
56.45 | 56.45 | 172.34 |
P/B ratio |
22.66 | 22.66 | 7.65 |
Price to Tangible BV |
22.66 | 22.66 | 7.65 |
EV/Sales |
8.49 | 8.49 | 7.55 |
EV/EBITDA |
18.55 | 18.55 | 15.05 |
EV/Operating CF |
15.02 | 15.02 | 16.34 |
EV/FCF |
15.46 | 15.46 | 16.82 |
Quick Ratio |
— | 1.07 | 3.79 |
Current Ratio |
— | 1.19 | 3.86 |
Net Debt/EBITDA |
0.00 | (1.35) | (2.80) |
Debt/Assets |
0.00% | 0.00% | 0.00% |
Debt/Equity |
0.00 | 0.00 | 0.00 |
Asset Turnover |
0.00 | 3.00 | 0.99 |
Operating CF/Net income |
0.84 | 1.40 | 1.21 |
Capex/Depreciation |
(1.47) | (1.41) | (0.97) |
Interest Coverage |
1.48 | 11.42 | — |
| 0.00% | 0.00% | 61.37% | |
| 0.00% | 78.65% | 37.86% | |
ROIC |
0.00% | 0.00% | 0.00% |
Return on Tangible Assets |
0.00% | 162.79% | 32.82% |
Average Days of Receivables |
0.00 | 15.48 | 23.89 |
Research and Development Expense of Revenue |
7.39% | 4.86% | 4.07% |
Selling, General and Administrative Expense of Revenue |
8.94% | 6.23% | 7.25% |
Intangible Assets out of Total Assets |
0.00 | 0.00 | 0.00 |
Share Based Compensation of Revenue |
3.31% | 2.52% | 1.21% |
Graham Net Nets |
0.03 | 0.03 | 0.12 |
Graham Number |
0.00 | 0.00 | 8.46 |
Earnings Yield |
3.87% | 3.87% | 4.14% |
Free Cash Flow Yield |
5.95% | 5.95% | 5.01% |
Revenue per Share |
1.16 | 1.73 | 2.71 |
Operating CF per Share |
0.13 | 0.64 | 1.25 |
Capex per Share |
(0.04) | (0.04) | (0.04) |
Free Cash Flow per Share |
0.09 | 0.59 | 1.22 |
Cash per Share |
0.00 | 0.70 | 3.81 |
Shareholders Equity per Share |
0.00 | 0.20 | 3.17 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 |
Book value per Share |
0.00 | 0.20 | 3.17 |
Free Cash Flow |
6.91 | 45.93 | 97.45 |
Working Capital |
— | 10.85 | 241.43 |
Capital Expenditures |
(3.25) | (3.33) | (2.84) |
Net Current Asset Value |
0.00 | (6.70) | 232.24 |
EV/EBIT |
19.05 | 19.05 | 15.46 |
Capex to Sales |
0.04 | 0.02 | 0.01 |
Price to Operating Income |
20.69 | 20.69 | 18.34 |
| Other line items | |||
Depreciation/Fixed assets |
0.00 | 0.22 | 0.28 |
Cash ROIC |
0.00% | 65.61% | 17.42% |
Accounts Receivable Turnover |
0.00 | 0.00 | 21.83 |
Accounts Payable Turnover |
0.00 | 0.00 | 33.81 |
Inventory Turnover |
0.00 | 0.00 | 0.00 |
Average Days of Payables |
0.00 | 9.65 | 12.53 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 |
Average Receivables |
— | — | 9.94 |
Average Payables |
— | — | 2.54 |
Average Assets |
— | 44.72 | 218.59 |
Average Common Equity |
— | — | 134.83 |
Columns are period end dates