Exzeo Group, Inc. XZO

Financial — Insurance Diversified

Insider Buys (last 12m)

Insider Buys alert about insiders buying in the last 12 month

Overview Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Quarterly (Descending) Quarterly (Ascending) Annual (Descending) Annual (Ascending) TTM (Descending) TTM (Ascending)

Financial statements are limited to most recent four years or quarters for non-powerpack users

Ten years worth of data (where available), most important trends and XLS exports are available for our Powerpack users.

	Dec '25	Dec '24	Dec '23
P/E ratio	17.21	17.21	17.21
P/S ratio	8.96	9.22	9.22
P/FCF ratio	19.95	16.79	16.79
P/Operating CF	172.34	56.45	56.45
P/B ratio	7.65	22.66	22.66
Price to Tangible BV	7.65	22.66	22.66
EV/Sales	7.55	8.49	8.49
EV/EBITDA	15.05	18.55	18.55
EV/Operating CF	16.34	15.02	15.02
EV/FCF	16.82	15.46	15.46
Quick Ratio	3.79	1.07	—
Current Ratio	3.86	1.19	—
Net Debt/EBITDA	(2.80)	(1.35)	0.00
Debt/Assets	0.00%	0.00%	0.00%
Debt/Equity	0.00	0.00	0.00
Asset Turnover	0.99	3.00	0.00
Operating CF/Net income	1.21	1.40	0.84
Capex/Depreciation	(0.97)	(1.41)	(1.47)
Depreciation/Fixed assets	0.28	0.22	0.00
Interest Coverage	0.00	0.00	0.00
ROE	61.37%	0.00%	0.00%
ROA	37.86%	78.65%	0.00%
ROIC	0.00%	0.00%	0.00%
Cash ROIC	16.02%	55.01%	0.00%
Return on Tangible Assets	32.82%	162.79%	0.00%
Accounts Receivable Turnover	21.83	0.00	0.00
Accounts Payable Turnover	33.81	0.00	0.00
Inventory Turnover	0.00	0.00	0.00
Average Days of Receivables	23.89	15.48	0.00
Average Days of Payables	12.53	9.65	0.00
Days of Inventory on Hand	0.00	0.00	0.00
Research and Development Expense of Revenue	4.07%	4.86%	7.39%
Selling, General and Administrative Expense of Revenue	7.25%	6.23%	8.94%
Intangible Assets out of Total Assets	0.00	0.00	0.00
Share Based Compensation of Revenue	1.21%	2.52%	3.31%
Graham Net Nets	0.12	0.03	0.03
Graham Number	0.00	0.00	0.00
Earnings Yield	5.81%	5.81%	5.81%
Free Cash Flow Yield	5.01%	5.95%	5.95%
Revenue per Share	2.71	1.73	1.16
Operating CF per Share	1.25	0.64	0.13
Capex per Share	(0.04)	(0.04)	(0.04)
Free Cash Flow per Share	1.22	0.59	0.09
Cash per Share	3.81	0.70	0.00
Shareholders Equity per Share	3.17	0.20	0.00
Interest Debt per Share	0.00	0.00	0.00
Book value per Share	3.17	0.20	0.00
Free Cash Flow	97.45	45.93	6.91
Working Capital	241.43	10.85	—
Capital Expenditures	(2.84)	(3.33)	(3.25)
Net Current Asset Value	232.24	(6.70)	0.00
Average Receivables	9.94	—	—
Average Payables	2.54	—	—
Average Assets	218.59	44.72	—
Average Common Equity	134.83	—	—
EV/EBIT	15.46	19.05	19.05
Capex to Sales	0.01	0.02	0.04
Net Profit Margin	38.14%	26.26%	13.69%
Price to Operating Income	18.34	20.69	20.69

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