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Friday 6 November 2026
Export XZO’s income statement to Excel — free account
Exzeo Group, Inc.
XZO Financial Insurance Diversified
Exzeo Group, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $217.0 million, up 62.0% from fiscal 2024.
- Revenue
- +0.04%
- EPS
- 0.00%
- Free cash flow
- −101.1%
Quarter to September 2026, against a year earlier
16.32
0.91
−5.28%
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| Sep '26 From the 10-Q filed 5 Nov | Jun '26 | Mar '26 | Dec '25 | Older periods | |
|---|---|---|---|---|---|
P/E ratio |
14.77 | 17.21 | 14.97 | 24.54 |
+6 more quarters Free account |
P/S ratio |
5.76 | 6.71 | 5.89 | 8.96 | |
P/FCF ratio |
15.50 | 18.26 | 12.52 | 19.95 | |
P/Operating CF |
82.82 | 96.56 | 50.90 | 172.34 | |
P/B ratio |
4.28 | 5.17 | 4.72 | 7.65 | |
Price to Tangible BV |
4.28 | 5.17 | 4.72 | 7.65 | |
EV/Sales |
— | 6.09 | 4.84 | 7.55 | |
EV/EBITDA |
— | 12.23 | 9.66 | 15.05 | |
EV/Operating CF |
— | 16.16 | 10.05 | 16.34 | |
EV/FCF |
— | 16.58 | 10.28 | 16.82 | |
Quick Ratio |
1.24 | 1.73 | 2.57 | 3.79 | |
Current Ratio |
1.53 | 1.85 | 2.65 | 3.86 | |
Net Debt/EBITDA |
(4.32) | (4.68) | (8.97) | (11.14) | |
Debt/Assets |
0.00% | 0.00% | 0.00% | 0.00% | |
Debt/Equity |
0.00 | 0.00 | 0.00 | 0.00 | |
Asset Turnover |
0.77 | 1.15 | 1.16 | 1.25 | |
Operating CF/Net income |
0.00 | 0.68 | 1.28 | 0.51 | |
Capex/Depreciation |
(0.43) | (0.28) | (0.45) | (0.68) | |
Research and Development Expense of Revenue |
4.32% | 4.22% | 4.15% | 3.30% | |
Selling, General and Administrative Expense of Revenue |
10.08% | 10.02% | 9.39% | 11.55% | |
Intangible Assets out of Total Assets |
0.00 | 0.00 | 0.00 | 0.00 | |
Share Based Compensation of Revenue |
1.31% | 1.31% | 1.33% | 0.89% | |
Graham Net Nets |
0.04 | 0.05 | 0.12 | 0.12 | |
Graham Number |
0.00 | 8.49 | 8.28 | 8.40 | |
Earnings Yield |
6.77% | 5.81% | 6.68% | 4.07% | |
Free Cash Flow Yield |
6.45% | 5.48% | 7.99% | 5.01% | |
Revenue per Share |
0.00 | 0.66 | 0.63 | 0.67 | |
Operating CF per Share |
— | 0.17 | 0.29 | 0.14 | |
Capex per Share |
0.00 | 0.00 | 0.00 | 0.00 | |
Free Cash Flow per Share |
0.00 | 0.17 | 0.28 | 0.14 | |
Cash per Share |
0.00 | 1.55 | 2.62 | 3.81 | |
Shareholders Equity per Share |
0.00 | 3.27 | 3.11 | 3.17 | |
Interest Debt per Share |
— | 0.00 | 0.00 | 0.00 | |
Book value per Share |
0.00 | 3.27 | 3.11 | 3.17 | |
Free Cash Flow |
(0.33) | 15.21 | 25.15 | 10.88 | |
Working Capital |
50.15 | 77.97 | 162.35 | 241.43 | |
Capital Expenditures |
(0.33) | (0.21) | (0.33) | (0.40) | |
Net Current Asset Value |
44.92 | 72.09 | 156.10 | 232.24 | |
EV/EBIT |
— | 12.56 | 9.93 | 15.46 | |
Capex to Sales |
0.01 | 0.00 | 0.01 | 0.01 | |
Price to Operating Income |
11.99 | 13.83 | 12.09 | 18.34 | |
| Other line items | |||||
Average Receivables |
— | 13.92 | — | — | |
Average Payables |
11.70 | 5.25 | — | — | |
Average Assets |
289.87 | 192.89 | 189.88 | 173.87 | |
Average Common Equity |
188.27 | 151.84 | — | — |
Columns are period end dates · fundamentals updated 5 Nov 2026