Exzeo Group, Inc.
XZO Financial Insurance Diversified
Exzeo Group, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $217.0 million, up 62.0% from fiscal 2024. In the quarter to June 2026, revenue grew 3.02%, EPS fell 5.49% and free cash flow fell 59.2%, each against the same quarter a year earlier. Insiders bought in the last twelve months.
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Exzeo Group, Inc. (XZO) P/E ratio
As of 16 October 2026, Exzeo Group, Inc. (XZO) trades at a P/E ratio of 17.0×. Over the past ten years it has ranged from 12.6× (June 2026) to 29.4× (December 2025); the current reading is higher than 63% of that period. That is above the Insurance Diversified industry median of 11.6× and above the Financial sector median of 12.4×.
P/E ratio, daily
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Annual newest first
| Period | P/E ratio | Change |
|---|---|---|
| FY2025 | 24.2× | (6.44%) |
| FY2024 | 25.8× | 0.00% |
| FY2023 | 25.8× | — |
Quarterly newest first
| Period | P/E ratio | Change |
|---|---|---|
| Jun 2026 | 17.2× | 16.77% |
| Mar 2026 | 14.7× | (39.01%) |
| Dec 2025 | 24.2× | (6.44%) |
| Sep 2025 | 25.8× | 0.00% |
| 3 more quarters | Free account |
Against its own ten years
P/E ratio against peers
| Company | P/E ratio |
|---|---|
| AEG Aegon NV compare | n/m |
| WDH Waterdrop Inc. Unsponsored ADR compare | 4.8× |
| PLGO Pelagos Insurance Capital Limited compare | 6.1× |
| ACGL Arch Capital Group Ltd. compare | 7.8× |
| HIG The Hartford Insurance Group, Inc. compare | 8.7× |
| IGIC International General Insurance Holdings Ltd. compare | 9.9× |
| AIG American International Group, Inc. compare | 14.7× |
| XZO Exzeo Group, Inc. | 17.0× |
| BNT Brookfield Wealth Solutions Ltd. compare | 42.5× |
| Insurance Diversified industry median | 11.6× |
| Financial sector median | 12.4× |
| Market median | 18.1× |
What P/E ratio is
Price to Earnings Ratio shows how much investors pay for each dollar of a company’s annual profit per share.
Stock Price ÷ EPS (Basic) (TTM)