Exzeo Group, Inc.

XZO Financial Insurance Diversified

Exzeo Group, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $217.0 million, up 62.0% from fiscal 2024. In the quarter to June 2026, revenue grew 3.02%, EPS fell 5.49% and free cash flow fell 59.2%, each against the same quarter a year earlier. Insiders bought in the last twelve months.

16.65 0.04 −0.24%
Market cap
$1.5B
P/E
17.0×
Fwd P/E
13.1×
Dividend yield
—
F-score
n/a
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Older periods Sep '25 Dec '25 Mar '26 Jun '26
ROE

+5 more TTM periods

0.00% 0.00% 0.00% 57.63%
ROA
70.35% 47.59% 45.03% 45.36%
ROIC
0.00% 0.00% 153.91% 44.41%
Return on Tangible Assets
80.57% 32.82% 49.54% 99.77%
Average Days of Receivables
25.21 23.89 37.16 36.47
Free Cash Flow per Share
1.25 1.22 1.17 0.92
Free Cash Flow
105.85 97.45 103.60 81.53
Capital Expenditures
(3.09) (2.84) (2.40) (2.13)
Other line items
Cash ROIC
48.25% 17.42% 20.46% 19.19%
Accounts Receivable Turnover
0.00 0.00 0.00 15.93
Accounts Payable Turnover
0.00 0.00 0.00 15.93
Inventory Turnover
0.00 0.00 0.00 0.00
Average Days of Payables
49.71 12.53 26.46 36.50
Days of Inventory on Hand
0.00 0.00 0.00 0.00
Tax Rate
(0.25) (0.25) (0.25) (0.25)
Research and Development Expense of Revenue
4.56% 4.07% 4.05% 4.06%
Selling, General and Administrative Expense of Revenue
6.30% 7.25% 8.28% 9.50%
Share Based Compensation of Revenue
2.59% 1.21% 1.21% 1.22%
Operating CF/Net income
1.70 1.21 1.24 0.96
Depreciation/Fixed assets
0.26 0.28 0.29 0.30
Capex/Depreciation
(1.11) (0.97) (0.81) (0.72)
Revenue per Share
2.28 2.71 2.49 2.51
Operating CF per Share
1.29 1.25 1.20 0.95
Capex per Share
(0.04) (0.04) (0.03) (0.02)
Capex to Sales
0.02 0.01 0.01 0.01

Fold the line items

Columns are period end dates