Exzeo Group, Inc.

XZO Financial Insurance Diversified

Exzeo Group, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $217.0 million, up 62.0% from fiscal 2024. In the quarter to June 2026, revenue grew 3.02%, EPS fell 5.49% and free cash flow fell 59.2%, each against the same quarter a year earlier. Insiders bought in the last twelve months.

16.65 0.04 −0.24%
Market cap
$1.5B
P/E
17.0×
Fwd P/E
13.1×
Dividend yield
—
F-score
n/a
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Older periods Sep '25 Dec '25 Mar '26 Jun '26
P/E ratio

+5 more quarters

25.84 24.17 14.74 17.21
P/S ratio
9.22 8.96 5.89 6.71
P/FCF ratio
16.79 19.95 12.52 18.26
P/Operating CF
56.45 172.34 50.90 96.56
P/B ratio
22.66 7.65 4.72 5.17
Price to Tangible BV
22.66 7.65 4.72 5.17
EV/Sales
8.49 7.55 4.84 6.09
EV/EBITDA
18.55 15.05 9.66 12.23
EV/Operating CF
15.02 16.34 10.05 16.16
EV/FCF
15.46 16.82 10.28 16.58
Quick Ratio
1.64 3.79 2.57 1.73
Current Ratio
1.73 3.86 2.65 1.85
Net Debt/EBITDA
(5.01) (11.14) (8.97) (4.68)
Debt/Assets
0.00% 0.00% 0.00% 0.00%
Debt/Equity
0.00 0.00 0.00 0.00
Asset Turnover
2.12 1.25 1.16 1.15
Operating CF/Net income
1.49 0.47 1.28 0.68
Capex/Depreciation
(1.32) (0.68) (0.45) (0.28)
Research and Development Expense of Revenue
4.52% 3.30% 4.15% 4.22%
Selling, General and Administrative Expense of Revenue
7.07% 11.55% 9.39% 10.02%
Intangible Assets out of Total Assets
0.00 0.00 0.00 0.00
Share Based Compensation of Revenue
1.33% 0.89% 1.33% 1.31%
Graham Net Nets
0.03 0.12 0.12 0.05
Graham Number
4.12 8.46 8.35 8.49
Earnings Yield
3.87% 4.14% 6.78% 5.81%
Free Cash Flow Yield
5.95% 5.01% 7.99% 5.48%
Revenue per Share
0.65 0.67 0.63 0.66
Operating CF per Share
0.37 0.14 0.29 0.17
Capex per Share
(0.01) 0.00 0.00 0.00
Free Cash Flow per Share
0.36 0.14 0.28 0.17
Cash per Share
1.67 3.81 2.62 1.55
Shareholders Equity per Share
0.93 3.17 3.11 3.27
Interest Debt per Share
0.00 0.00 0.00 0.00
Book value per Share
0.93 3.17 3.11 3.27
Free Cash Flow
30.30 10.88 25.15 15.21
Working Capital
68.72 241.43 162.35 77.97
Capital Expenditures
(1.19) (0.40) (0.33) (0.21)
Net Current Asset Value
58.82 232.24 156.10 72.09
EV/EBIT
19.05 15.46 9.93 12.56
Capex to Sales
0.02 0.01 0.01 0.00
Price to Operating Income
20.69 18.34 12.09 13.83
Other line items
Average Receivables
— — — 13.92
Average Payables
— — — 5.25
Average Assets
91.13 173.87 189.88 192.89
Average Common Equity
— — — 151.84

Fold the line items

Columns are period end dates