XP Inc.

XP Financial Capital Markets

XP Inc.’s revenue for fiscal 2025 (year ended December 2025) was $3.3 billion, up 4.36% from fiscal 2024.

Revenue
+22.0%
EPS
+23.3%
Free cash flow
−127.1%
Total debt
−30.7%

Quarter to June 2026, against a year earlier

14.84 0.33 −2.18%
Market cap
$7.6B
P/E
7.7×
Fwd P/E
7.1×
Dividend yield
2.56%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

XP Inc. (XP) Return on equity

Alert me on Return on equity

XP Inc.'s return on equity over the twelve months to 30 June 2026 was 22.8%, down 0.6 percentage points from fiscal 2025 (23.3%). Over the past ten years it has ranged from 0.00% (fiscal 2016) to 29.5% (fiscal 2017); the current reading is higher than 70% of that period. That is above the Capital Markets industry median of 0.00% and above the Financial sector median of 9.01%.

Return on equity, annual

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Annual newest first

Period Return on equity Change (points)
FY2025 23.3% 1.36
FY2024 22.0% 0.28
FY2023 21.7% (1.52)
FY2022 23.2% (4.57)
FY2021 27.8% 7.28
FY2020 20.5% (2.78)
FY2019 23.3% (5.25)
FY2018 28.5% (0.91)
FY2017 29.5% 29.45
FY2016 0.00% —

Against its own ten years

Low 0.00% High 29.5%
Ten-year median 23.3%
Current reading's percentile 70

Return on equity against peers

Company Return on equity
FUTU Futu Holdings Limited Sponsored ADR compare 30.9%
VIRT Virtu Financial, Inc. compare 26.2%
MKTX MarketAxess Holdings Inc. compare 23.3%
XP XP Inc. 22.8%
SNEX StoneX Group Inc. compare 21.2%
IREN IREN Limited compare −23.4%
HUT Hut 8 Corp. compare −29.0%
RIOT Riot Platforms, Inc. compare −50.5%
WULF TeraWulf Inc. compare −1,247.1%
Capital Markets industry median 0.00%
Financial sector median 9.01%
Market median 0.51%

What Return on equity is

ROE shows how much profit a company earns for its shareholders on the equity they have in the business.

Annual: Net Income Allotted to Shareholders ÷ Average Common Equity; TTM: Net Income Allotted to Shareholders ÷ Average Common Equity (latest quarter)

The full definition of Return on equity →

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