Saturday 17 October 2026
Export XP’s income statement to Excel — free account
XP Inc.
XP Inc.’s revenue for fiscal 2025 (year ended December 2025) was $3.3 billion, up 4.36% from fiscal 2024. In the quarter to June 2026, revenue grew 22.0%, EPS grew 23.3%, free cash flow fell 127.1% and total debt fell 30.7%, each against the same quarter a year earlier. Revenue growth for five consecutive years, operating cash flow growth for three.
29.18
0.86
−2.86%
Follow XP
| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Older periods | |
|---|---|---|---|---|---|
P/E ratio |
8.42 | 10.40 | 9.41 | 11.32 |
+8 more quarters Free account |
P/S ratio |
2.31 | 2.87 | 2.62 | 3.15 | |
P/FCF ratio |
3.55 | 2.92 | 4.17 | 2.98 | |
P/Operating CF |
(43.33) | 11.09 | (17.54) | 4.35 | |
P/B ratio |
1.70 | 2.10 | 2.05 | 2.27 | |
Price to Tangible BV |
1.93 | 2.38 | 2.32 | 2.57 | |
EV/Sales |
1.97 | 2.41 | 2.07 | 2.52 | |
EV/EBITDA |
5.57 | 6.81 | 5.72 | 6.86 | |
EV/Operating CF |
2.88 | 2.37 | 3.16 | 2.33 | |
EV/FCF |
3.03 | 2.46 | 3.30 | 2.38 | |
Quick Ratio |
3.30 | 4.65 | 4.02 | 4.75 | |
Current Ratio |
4.80 | 6.66 | 5.36 | 6.12 | |
Net Debt/EBITDA |
(3.44) | (5.12) | (5.59) | (6.72) | |
Debt/Assets |
0.45% | 0.12% | 0.06% | 0.39% | |
Debt/Equity |
0.07 | 0.02 | 0.01 | 0.07 | |
Asset Turnover |
0.05 | 0.05 | 0.05 | 0.05 | |
Operating CF/Net income |
(0.70) | 3.58 | (2.05) | 9.39 | |
Capex/Depreciation |
(1.21) | (2.78) | (1.96) | (2.06) | |
Interest Coverage |
14.39 | 14.96 | 12.62 | 10.79 | |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Selling, General and Administrative Expense of Revenue |
36.70% | 36.61% | 36.21% | 37.82% | |
Intangible Assets out of Total Assets |
0.01 | 0.01 | 0.01 | 0.01 | |
Share Based Compensation of Revenue |
0.79% | 2.80% | (0.31%) | 3.07% | |
Graham Net Nets |
(8.75) | (7.20) | (7.40) | (6.64) | |
Graham Number |
20.39 | 19.31 | 17.70 | 17.57 | |
Earnings Yield |
11.87% | 9.61% | 10.63% | 8.83% | |
Free Cash Flow Yield |
28.21% | 34.21% | 23.97% | 33.54% | |
Revenue per Share |
1.87 | 1.71 | 1.73 | 1.63 | |
Operating CF per Share |
(0.38) | 1.72 | (0.93) | 4.32 | |
Capex per Share |
(0.05) | (0.08) | (0.05) | (0.06) | |
Free Cash Flow per Share |
(0.42) | 1.63 | (0.98) | 4.27 | |
Cash per Share |
3.07 | 3.22 | 3.52 | 4.33 | |
Shareholders Equity per Share |
9.57 | 9.05 | 8.00 | 8.26 | |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | |
Book value per Share |
9.57 | 9.05 | 8.00 | 8.26 | |
Free Cash Flow |
(218.02) | 846.46 | (517.28) | 2,243.85 | |
Working Capital |
2,212.46 | 2,421.35 | 2,364.23 | 2,804.59 | |
Capital Expenditures |
(25.31) | (44.04) | (25.25) | (30.83) | |
Net Current Asset Value |
(73,040.03) | (71,133.34) | (63,894.17) | (65,646.04) | |
EV/EBIT |
5.87 | 7.15 | 6.00 | 7.19 | |
Capex to Sales |
0.03 | 0.05 | 0.03 | 0.04 | |
Price to Operating Income |
6.87 | 8.51 | 7.59 | 9.01 | |
| Other line items | |||||
Average Receivables |
314.81 | 286.13 | 276.18 | 294.18 | |
Average Payables |
143.45 | 158.87 | 143.32 | 140.01 | |
Average Assets |
73,366.97 | 69,208.39 | 67,718.36 | 65,195.44 | |
Average Common Equity |
4,422.40 | 4,144.03 | 3,967.08 | 4,098.18 |
Columns are period end dates