XP Inc.

XP Financial Capital Markets

XP Inc.’s revenue for fiscal 2025 (year ended December 2025) was $3.3 billion, up 4.36% from fiscal 2024.

Revenue
+22.0%
EPS
+23.3%
Free cash flow
−127.1%
Total debt
−30.7%

Quarter to June 2026, against a year earlier

14.84 0.33 −2.18%
Market cap
$7.6B
P/E
7.7×
Fwd P/E
7.1×
Dividend yield
2.56%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

XP Inc. (XP) Current ratio

Alert me on Current ratio

XP Inc.'s current ratio at the end of the quarter to 30 June 2026 was 4.8×, down 0.6× from fiscal 2025 (5.4×). Over the past ten years it has ranged from 0.8× (fiscal 2019) to 5.4× (fiscal 2025) — the current reading is the highest in ten years. That is above the Capital Markets industry median of 1.5× and above the Financial sector median of 1.0×.

Current ratio, annual

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Annual newest first

Period Current ratio Change
FY2025 5.4× 19.17%
FY2024 4.5× 28.48%
FY2023 3.5× (20.19%)
FY2022 4.4× 50.85%
FY2021 2.9× 43.28%
FY2020 2.0× 147.69%
FY2019 0.8× —

Quarterly newest first

Period Current ratio Change
Jun 2026 4.8× (28.02%)
Mar 2026 6.7× 24.38%
Dec 2025 5.4× (12.44%)
Sep 2025 6.1× (17.59%)
23 more quarters

Against its own ten years

Low 0.8× High 5.4×
Ten-year median 3.5×
Current reading's percentile 100

Current ratio against peers

What Current ratio is

Current Ratio shows whether a company’s short-term assets are enough to cover the bills and debts it must pay within the next year.

Current Assets (Total) ÷ Current Liabilities (Total)

The full definition of Current ratio →

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