XP Inc.

XP Financial Capital Markets

XP Inc.’s revenue for fiscal 2025 (year ended December 2025) was $3.3 billion, up 4.36% from fiscal 2024.

Revenue
+22.0%
EPS
+23.3%
Free cash flow
−127.1%
Total debt
−30.7%

Quarter to June 2026, against a year earlier

14.84 0.33 −2.18%
Market cap
$7.6B
P/E
7.7×
Fwd P/E
7.1×
Dividend yield
2.56%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

XP Inc. (XP) Return on assets

Alert me on Return on assets

XP Inc.'s return on assets over the twelve months to 30 June 2026 was 1.37%, down 0.0 percentage points from fiscal 2025 (1.37%). Over the past ten years it has ranged from 0.00% (fiscal 2016) to 5.51% (fiscal 2018); the current reading is higher than 20% of that period. That is above the Capital Markets industry median of 0.00% and above the Financial sector median of 1.15%.

Return on assets, annual

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Annual newest first

Period Return on assets Change (points)
FY2025 1.37% (0.09)
FY2024 1.46% (0.33)
FY2023 1.79% (0.41)
FY2022 2.20% (0.79)
FY2021 2.99% 0.28
FY2020 2.71% (0.79)
FY2019 3.50% (2.01)
FY2018 5.51% 1.64
FY2017 3.87% 3.87
FY2016 0.00% —

Against its own ten years

Low 0.00% High 5.51%
Ten-year median 2.46%
Current reading's percentile 20

Return on assets against peers

Company Return on assets
MKTX MarketAxess Holdings Inc. compare 13.9%
FUTU Futu Holdings Limited Sponsored ADR compare 4.56%
VIRT Virtu Financial, Inc. compare 2.22%
XP XP Inc. 1.37%
SNEX StoneX Group Inc. compare 1.16%
IREN IREN Limited compare −7.50%
HUT Hut 8 Corp. compare −7.97%
RIOT Riot Platforms, Inc. compare −37.9%
WULF TeraWulf Inc. compare −43.7%
Capital Markets industry median 0.00%
Financial sector median 1.15%
Market median 0.00%

What Return on assets is

ROA tells an investor how much profit a company earns for shareholders from the assets it uses to run its business.

Annual: Net Income Allotted to Shareholders ÷ Average Assets; TTM: Net Income Allotted to Shareholders ÷ Average Assets (latest quarter)

The full definition of Return on assets →

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