stockrowThe Western Union Company
The Western Union Company’s revenue for fiscal 2025 (year ended December 2025) was $4.1 billion, down 3.78% from fiscal 2024.
- Revenue
- −2.26%
- EPS
- −41.9%
- Free cash flow
- −69.4%
- Total debt
- +11.4%
Quarter to September 2026, against a year earlier
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The Western Union Company (WU) Return on invested capital
The Western Union Company's return on invested capital over the twelve months to 30 September 2026 was 13.3%, down 4.9 percentage points from fiscal 2025 (18.2%). Over the past ten years it has ranged from 10.8% (fiscal 2016) to 33.6% (fiscal 2019); the current reading is higher than 27% of that period. That is above the Credit Services industry median of 4.56% and above the Financial sector median of 4.70%.
Return on invested capital, annual
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Annual newest first
| Period | Return on invested capital | Change (points) |
|---|---|---|
| FY2025 | 18.2% | (0.42) |
| FY2024 | 18.6% | (11.17) |
| FY2023 | 29.8% | (0.79) |
| FY2022 | 30.6% | (1.98) |
| FY2021 | 32.6% | (0.56) |
| FY2020 | 33.1% | (0.44) |
| FY2019 | 33.6% | 0.95 |
| FY2018 | 32.6% | 15.16 |
| FY2017 | 17.5% | 6.62 |
| FY2016 | 10.8% | (10.15) |
Against its own ten years
Return on invested capital against peers
| Company | Return on invested capital |
|---|---|
| JCAP Jefferson Capital, Inc. compare | 42.0% |
| ATLC Atlanticus Holdings Corporation compare | 22.3% |
| EZPW EZCORP, Inc. compare | 13.9% |
| WU The Western Union Company | 13.3% |
| SLM SLM Corporation compare | 8.72% |
| AGM Federal Agricultural Mortgage Corporation compare | 5.67% |
| UPST Upstart Holdings, Inc. compare | 1.53% |
| BFH Bread Financial Holdings, Inc. compare | 0.00% |
| ECPG Encore Capital Group Inc compare | 0.00% |
| Credit Services industry median | 4.56% |
| Financial sector median | 4.70% |
| Market median | 0.00% |
What Return on invested capital is
Return on Invested Capital shows how much after-tax operating profit a company earns on the money its lenders and shareholders have put in.
TTM: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) (latest quarter) + Long Term Debt (Total) (latest quarter) + Current Part of Debt (latest quarter) − Cash & Short Term Investments (latest quarter)); Annual: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) + Long Term Debt (Total) + Current Part of Debt − Cash & Short Term Investments)
More on WU
- Revenue
- Net income
- EPS (diluted)
- EBITDA
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement