stockrowUpstart Holdings, Inc.
UPST Financial Credit Services
Upstart Holdings, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.0 billion, up 64.0% from fiscal 2024.
- Revenue
- −25.2%
- EPS
- −0.30%
- Free cash flow
- +107.6%
- Total debt
- −1.43%
Quarter to September 2026, against a year earlier
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Upstart Holdings, Inc. (UPST) Book value per share
Upstart Holdings, Inc.'s book value per share at the end of fiscal 2025 was 8.3×, up 17.5% from 7.1× in fiscal 2024. At the end of the quarter to 30 September 2026 it was 8.3×. Over the past ten years it has ranged from 0.0× (fiscal 2018) to 17.1× (fiscal 2020); the current reading is higher than 78% of that period. Upstart Holdings, Inc. ranks 37th of 53 Credit Services companies by book value per share.
Book value per share, annual
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Annual newest first
| Period | Book value per share | Change |
|---|---|---|
| FY2025 | 8.3× | 17.51% |
| FY2024 | 7.1× | (6.66%) |
| FY2023 | 7.6× | (6.64%) |
| FY2022 | 8.1× | (21.38%) |
| FY2021 | 10.3× | (39.73%) |
| FY2020 | 17.1× | 143.68% |
| FY2019 | 7.0× | — |
| FY2018 | 0.0× | — |
| FY2017 | 0.0× | — |
Quarterly newest first
| Period | Book value per share | Change |
|---|---|---|
| Sep 2026 | 8.3× | 0.05% |
| Jun 2026 | 8.3× | 9.14% |
| Mar 2026 | 7.6× | (18.12%) |
| Dec 2025 | 9.2× | 21.77% |
| 26 more quarters | Free account |
Against its own ten years
Book value per share against peers
| Company | Book value per share |
|---|---|
| AGM Federal Agricultural Mortgage Corporation compare | 171× |
| BFH Bread Financial Holdings, Inc. compare | 89.7× |
| ATLC Atlanticus Holdings Corporation compare | 53.1× |
| ECPG Encore Capital Group Inc compare | 50.5× |
| EZPW EZCORP, Inc. compare | 19.0× |
| SLM SLM Corporation compare | 12.2× |
| JCAP Jefferson Capital, Inc. compare | 8.6× |
| UPST Upstart Holdings, Inc. | 8.3× |
| WU The Western Union Company compare | 2.8× |
What Book value per share is
BV per Share tells an investor how much of a company’s accounting net worth stands behind each share.
(Shareholders Equity (Total) ÷ Shares (Basic, Weighted))
More on UPST
- Revenue
- Net income
- EPS (diluted)
- EBITDA
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Revenue growth
- Piotroski F-score
- The full statement