stockrowUpstart Holdings, Inc.
UPST Financial Credit Services
Upstart Holdings, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.0 billion, up 64.0% from fiscal 2024.
- Revenue
- −25.2%
- EPS
- −0.30%
- Free cash flow
- +107.6%
- Total debt
- −1.43%
Quarter to September 2026, against a year earlier
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Upstart Holdings, Inc. (UPST) Revenue
Upstart Holdings, Inc.'s revenue for fiscal 2025 was $1.0B, up 64.0% from $636.5M in fiscal 2024. Over the twelve months to 30 September 2026 it was $1.2B. Over the past ten years it has ranged from $57.3M (fiscal 2017) to $1.0B (fiscal 2025) — the current reading is the highest in ten years. Upstart Holdings, Inc. ranks 30th of 53 Credit Services companies by revenue.
Revenue, annual
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Annual newest first
| Period | Revenue | Change |
|---|---|---|
| FY2025 | $1.0B | 63.99% |
| FY2024 | $636.5M | 23.94% |
| FY2023 | $513.6M | (39.04%) |
| FY2022 | $842.4M | (0.72%) |
| FY2021 | $848.6M | 263.55% |
| FY2020 | $233.4M | 42.16% |
| FY2019 | $164.2M | 65.32% |
| FY2018 | $99.3M | 73.35% |
| FY2017 | $57.3M | — |
Quarterly newest first
| Period | Revenue | Change |
|---|---|---|
| Sep 2026 | $277.1M | (24.02%) |
| Jun 2026 | $364.7M | 18.33% |
| Mar 2026 | $308.2M | 52.07% |
| Dec 2025 | $202.7M | (45.30%) |
| 24 more quarters | Free account |
Against its own ten years
Revenue against peers
| Company | Revenue |
|---|---|
| BFH Bread Financial Holdings, Inc. compare | $4.8B |
| WU The Western Union Company compare | $4.0B |
| ATLC Atlanticus Holdings Corporation compare | $2.9B |
| SLM SLM Corporation compare | $2.9B |
| ECPG Encore Capital Group Inc compare | $2.0B |
| AGM Federal Agricultural Mortgage Corporation compare | $1.7B |
| EZPW EZCORP, Inc. compare | $1.6B |
| UPST Upstart Holdings, Inc. | $1.2B |
| JCAP Jefferson Capital, Inc. compare | $659.6M |
What Revenue is
Revenue tells an investor how much a company brought in from selling its goods and services over a period, before any costs are taken out.
Reported line item
More on UPST
- Net income
- EPS (diluted)
- EBITDA
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement