Unum Group UNM
92.09
0.98
1.08%
as of 25 Sep
- Market cap
- $14.4B
- P/E
- 21.5×
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Growth Flags
show if company had growth for consecutive years
| Dec '16 | Dec '17 | Dec '18 | Dec '19 | Dec '20 | Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
11.18 | 12.50 | 12.40 | 5.56 | 5.91 | 5.11 | 6.15 | 7.00 | 7.70 | 18.19 |
P/S ratio |
0.94 | 1.10 | 0.56 | 0.51 | 0.35 | 0.42 | 0.67 | 0.73 | 1.06 | 1.02 |
P/FCF ratio |
10.06 | 11.74 | 4.63 | 4.20 | 13.34 | 3.93 | 6.13 | 8.42 | 9.87 | 24.07 |
P/Operating CF |
28.43 | 43.22 | 14.24 | 17.48 | (5.77) | 10.45 | 22.63 | 26.16 | 28.19 | 37.36 |
P/B ratio |
1.16 | 1.30 | 0.75 | 0.61 | 0.43 | 0.44 | 0.92 | 0.93 | 1.25 | 1.20 |
Price to Tangible BV |
1.21 | 1.35 | 0.78 | 0.64 | 0.44 | 0.45 | 0.96 | 0.97 | 1.29 | 1.24 |
EV/Sales |
1.24 | 1.35 | 0.82 | 0.78 | 0.62 | 0.73 | 0.95 | 0.99 | 1.34 | 1.32 |
EV/EBITDA |
8.47 | 9.17 | 10.63 | 5.61 | 6.33 | 5.61 | 5.56 | 6.31 | 6.72 | 13.73 |
EV/Operating CF |
12.19 | 13.13 | 6.20 | 5.82 | 17.52 | 6.33 | 8.03 | 10.20 | 11.41 | 25.09 |
EV/FCF |
13.19 | 14.44 | 6.84 | 6.43 | 23.47 | 6.88 | 8.65 | 11.49 | 12.45 | 31.07 |
Quick Ratio |
0.14 | 0.13 | 0.13 | 0.12 | 0.23 | 0.24 | 0.24 | 0.23 | 0.22 | 0.29 |
Current Ratio |
0.14 | 0.13 | 0.13 | 0.12 | 0.23 | 0.24 | 0.24 | 0.23 | 0.22 | 0.29 |
Net Debt/EBITDA |
1.79 | 1.72 | 3.21 | 1.94 | 2.43 | 2.15 | 1.62 | 1.69 | 1.39 | 2.87 |
Debt/Assets |
4.84% | 4.59% | 4.80% | 4.96% | 4.74% | 4.91% | 5.61% | 5.42% | 6.04% | 5.93% |
Debt/Equity |
0.33 | 0.31 | 0.34 | 0.33 | 0.31 | 0.30 | 0.39 | 0.36 | 0.34 | 0.34 |
Asset Turnover |
0.18 | 0.18 | 0.18 | 0.19 | 0.19 | 0.17 | 0.18 | 0.20 | 0.21 | 0.21 |
Operating CF/Net income |
1.20 | 1.17 | 2.94 | 1.46 | 0.59 | 1.41 | 1.01 | 0.94 | 0.85 | 0.93 |
Capex/Depreciation |
(0.84) | (1.02) | (1.42) | (1.37) | (0.82) | (0.92) | (0.92) | (1.24) | (1.08) | (1.16) |
Interest Coverage |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| 10.56% | 10.72% | 5.75% | 11.84% | 7.61% | 8.80% | 13.97% | 13.96% | 17.26% | 6.69% | |
| 1.52% | 1.58% | 0.83% | 1.71% | 1.15% | 1.39% | 2.14% | 2.06% | 2.84% | 1.18% | |
ROIC |
7.10% | 7.06% | 3.41% | 6.54% | 4.30% | 5.33% | 9.08% | 7.92% | 9.68% | 3.96% |
Return on Tangible Assets |
(2.29%) | (2.35%) | (1.26%) | (2.45%) | (1.95%) | (2.51%) | (4.05%) | (3.53%) | (5.20%) | (2.32%) |
Average Days of Receivables |
213.77 | 211.65 | 197.56 | 194.19 | 339.93 | 378.11 | 337.77 | 313.91 | 276.30 | 363.02 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
12.06% | 12.22% | 12.51% | 12.57% | 11.85% | 11.89% | 12.61% | 13.27% | 13.09% | 13.08% |
Intangible Assets out of Total Assets |
0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
Share Based Compensation of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Graham Net Nets |
(4.45) | (3.85) | (7.27) | (8.27) | (10.13) | (9.20) | (5.10) | (4.76) | (3.00) | (2.93) |
Graham Number |
58.26 | 64.62 | 45.75 | 74.85 | 68.27 | 77.73 | 80.10 | 84.92 | 111.73 | 78.60 |
Earnings Yield |
8.94% | 8.00% | 8.07% | 17.97% | 16.91% | 19.55% | 16.27% | 14.29% | 12.99% | 5.50% |
Free Cash Flow Yield |
9.94% | 8.52% | 21.58% | 23.80% | 7.50% | 25.45% | 16.30% | 11.88% | 10.13% | 4.15% |
Revenue per Share |
46.92 | 49.83 | 52.81 | 57.21 | 64.63 | 58.79 | 59.73 | 62.98 | 68.73 | 75.79 |
Operating CF per Share |
4.76 | 5.14 | 7.00 | 7.66 | 2.30 | 6.79 | 7.07 | 6.12 | 8.07 | 3.99 |
Capex per Share |
(0.36) | (0.46) | (0.66) | (0.72) | (0.58) | (0.54) | (0.51) | (0.69) | (0.67) | (0.77) |
Free Cash Flow per Share |
4.40 | 4.67 | 6.34 | 6.94 | 1.72 | 6.25 | 6.56 | 5.43 | 7.40 | 3.22 |
Cash per Share |
0.43 | 0.34 | 0.43 | 0.40 | 0.97 | 0.37 | 0.59 | 0.74 | 0.87 | 0.92 |
Shareholders Equity per Share |
38.09 | 42.27 | 39.26 | 47.51 | 53.38 | 55.90 | 43.53 | 49.08 | 58.46 | 64.45 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
38.09 | 42.27 | 39.26 | 47.51 | 53.38 | 55.90 | 43.53 | 49.08 | 58.46 | 64.45 |
Free Cash Flow |
1,036.60 | 1,058.80 | 1,392.40 | 1,455.70 | 350.20 | 1,277.20 | 1,316.50 | 1,068.00 | 1,387.50 | 555.40 |
Working Capital |
(41,171.20) | (42,752.50) | (42,123.80) | (45,421.20) | (41,066.60) | (39,539.40) | (35,225.90) | (36,874.90) | (34,707.20) | (32,383.30) |
Capital Expenditures |
(85.00) | (105.30) | (144.10) | (150.90) | (119.10) | (110.30) | (102.20) | (134.80) | (125.70) | (132.30) |
Net Current Asset Value |
(46,403.40) | (47,815.90) | (46,881.90) | (50,580.70) | (47,299.80) | (46,185.00) | (41,204.20) | (42,805.70) | (41,080.00) | (39,237.70) |
EV/EBIT |
9.03 | 9.77 | 11.99 | 6.00 | 7.13 | 6.08 | 5.87 | 6.69 | 7.04 | 15.10 |
Capex to Sales |
0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
Net Profit Margin |
8.43% | 8.81% | 4.51% | 9.17% | 6.02% | 8.17% | 11.74% | 10.37% | 13.81% | 5.65% |
Price to Operating Income |
7.74 | 8.85 | 10.28 | 4.42 | 4.85 | 3.98 | 4.61 | 5.48 | 6.08 | 14.32 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.20 | 0.20 | 0.19 | 0.21 | 0.29 | 0.26 | 0.24 | 0.22 | 0.24 | 0.23 |
Cash ROIC |
5.15% | 5.24% | 8.47% | 8.02% | (0.20%) | 6.19% | 7.87% | 5.42% | 6.90% | 1.22% |
Accounts Receivable Turnover |
1.73 | 1.73 | 1.81 | 1.90 | 1.41 | 0.97 | 1.02 | 1.14 | 1.26 | 1.15 |
Accounts Payable Turnover |
0.16 | 0.15 | 0.17 | 0.16 | 0.18 | 0.15 | 0.15 | 0.17 | 0.16 | 0.19 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
2,362.44 | 2,396.85 | 2,092.11 | 2,360.91 | 2,066.36 | 2,354.84 | 2,252.51 | 2,232.28 | 2,151.23 | 1,905.69 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Receivables |
6,396.60 | 6,507.30 | 6,411.40 | 6,330.75 | 9,320.80 | 12,348.60 | 11,764.65 | 10,871.10 | 10,203.75 | 11,379.90 |
Average Payables |
47,412.65 | 48,458.10 | 48,835.30 | 49,992.45 | 52,505.40 | 52,787.60 | 49,243.40 | 47,053.10 | 46,011.90 | 44,948.35 |
Average Assets |
61,252.55 | 62,977.30 | 62,944.35 | 64,444.50 | 68,819.60 | 70,370.70 | 65,632.05 | 62,201.85 | 62,607.25 | 62,739.35 |
Average Common Equity |
8,815.95 | 9,271.45 | 9,098.35 | 9,293.40 | 10,418.00 | 11,143.70 | 10,075.70 | 9,193.20 | 10,306.25 | 11,040.10 |
Columns are period end dates