Unum Group UNM

92.09 0.98 1.08% as of 25 Sep

Market cap: $14.4B
P/E: 21.5×

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Dividend Champion (10y) Revenue Champion (3y)

Growth Flags show if company had growth for consecutive years

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

	Dec '16	Dec '17	Dec '18	Dec '19	Dec '20	Dec '21	Dec '22	Dec '23	Dec '24	Dec '25
P/E ratio Full definition →	11.18	12.50	12.40	5.56	5.91	5.11	6.15	7.00	7.70	18.19
P/S ratio Full definition →	0.94	1.10	0.56	0.51	0.35	0.42	0.67	0.73	1.06	1.02
P/FCF ratio Full definition →	10.06	11.74	4.63	4.20	13.34	3.93	6.13	8.42	9.87	24.07
P/Operating CF Full definition →	28.43	43.22	14.24	17.48	(5.77)	10.45	22.63	26.16	28.19	37.36
P/B ratio Full definition →	1.16	1.30	0.75	0.61	0.43	0.44	0.92	0.93	1.25	1.20
Price to Tangible BV Full definition →	1.21	1.35	0.78	0.64	0.44	0.45	0.96	0.97	1.29	1.24
EV/Sales Full definition →	1.24	1.35	0.82	0.78	0.62	0.73	0.95	0.99	1.34	1.32
EV/EBITDA Full definition →	8.47	9.17	10.63	5.61	6.33	5.61	5.56	6.31	6.72	13.73
EV/Operating CF Full definition →	12.19	13.13	6.20	5.82	17.52	6.33	8.03	10.20	11.41	25.09
EV/FCF Full definition →	13.19	14.44	6.84	6.43	23.47	6.88	8.65	11.49	12.45	31.07
Quick Ratio Full definition →	0.14	0.13	0.13	0.12	0.23	0.24	0.24	0.23	0.22	0.29
Current Ratio Full definition →	0.14	0.13	0.13	0.12	0.23	0.24	0.24	0.23	0.22	0.29
Net Debt/EBITDA Full definition →	1.79	1.72	3.21	1.94	2.43	2.15	1.62	1.69	1.39	2.87
Debt/Assets Full definition →	4.84%	4.59%	4.80%	4.96%	4.74%	4.91%	5.61%	5.42%	6.04%	5.93%
Debt/Equity Full definition →	0.33	0.31	0.34	0.33	0.31	0.30	0.39	0.36	0.34	0.34
Asset Turnover Full definition →	0.18	0.18	0.18	0.19	0.19	0.17	0.18	0.20	0.21	0.21
Operating CF/Net income Full definition →	1.20	1.17	2.94	1.46	0.59	1.41	1.01	0.94	0.85	0.93
Capex/Depreciation Full definition →	(0.84)	(1.02)	(1.42)	(1.37)	(0.82)	(0.92)	(0.92)	(1.24)	(1.08)	(1.16)
Interest Coverage Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
ROE Full definition →	10.56%	10.72%	5.75%	11.84%	7.61%	8.80%	13.97%	13.96%	17.26%	6.69%
ROA Full definition →	1.52%	1.58%	0.83%	1.71%	1.15%	1.39%	2.14%	2.06%	2.84%	1.18%
ROIC Full definition →	7.10%	7.06%	3.41%	6.54%	4.30%	5.33%	9.08%	7.92%	9.68%	3.96%
Return on Tangible Assets Full definition →	(2.29%)	(2.35%)	(1.26%)	(2.45%)	(1.95%)	(2.51%)	(4.05%)	(3.53%)	(5.20%)	(2.32%)
Average Days of Receivables Full definition →	213.77	211.65	197.56	194.19	339.93	378.11	337.77	313.91	276.30	363.02
Research and Development Expense of Revenue Full definition →	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Selling, General and Administrative Expense of Revenue Full definition →	12.06%	12.22%	12.51%	12.57%	11.85%	11.89%	12.61%	13.27%	13.09%	13.08%
Intangible Assets out of Total Assets Full definition →	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01
Share Based Compensation of Revenue Full definition →	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Graham Net Nets Full definition →	(4.45)	(3.85)	(7.27)	(8.27)	(10.13)	(9.20)	(5.10)	(4.76)	(3.00)	(2.93)
Graham Number Full definition →	58.26	64.62	45.75	74.85	68.27	77.73	80.10	84.92	111.73	78.60
Earnings Yield Full definition →	8.94%	8.00%	8.07%	17.97%	16.91%	19.55%	16.27%	14.29%	12.99%	5.50%
Free Cash Flow Yield Full definition →	9.94%	8.52%	21.58%	23.80%	7.50%	25.45%	16.30%	11.88%	10.13%	4.15%
Revenue per Share Full definition →	46.92	49.83	52.81	57.21	64.63	58.79	59.73	62.98	68.73	75.79
Operating CF per Share Full definition →	4.76	5.14	7.00	7.66	2.30	6.79	7.07	6.12	8.07	3.99
Capex per Share Full definition →	(0.36)	(0.46)	(0.66)	(0.72)	(0.58)	(0.54)	(0.51)	(0.69)	(0.67)	(0.77)
Free Cash Flow per Share Full definition →	4.40	4.67	6.34	6.94	1.72	6.25	6.56	5.43	7.40	3.22
Cash per Share Full definition →	0.43	0.34	0.43	0.40	0.97	0.37	0.59	0.74	0.87	0.92
Shareholders Equity per Share Full definition →	38.09	42.27	39.26	47.51	53.38	55.90	43.53	49.08	58.46	64.45
Interest Debt per Share Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Book value per Share Full definition →	38.09	42.27	39.26	47.51	53.38	55.90	43.53	49.08	58.46	64.45
Free Cash Flow Full definition →	1,036.60	1,058.80	1,392.40	1,455.70	350.20	1,277.20	1,316.50	1,068.00	1,387.50	555.40
Working Capital Full definition →	(41,171.20)	(42,752.50)	(42,123.80)	(45,421.20)	(41,066.60)	(39,539.40)	(35,225.90)	(36,874.90)	(34,707.20)	(32,383.30)
Capital Expenditures Full definition →	(85.00)	(105.30)	(144.10)	(150.90)	(119.10)	(110.30)	(102.20)	(134.80)	(125.70)	(132.30)
Net Current Asset Value Full definition →	(46,403.40)	(47,815.90)	(46,881.90)	(50,580.70)	(47,299.80)	(46,185.00)	(41,204.20)	(42,805.70)	(41,080.00)	(39,237.70)
EV/EBIT Full definition →	9.03	9.77	11.99	6.00	7.13	6.08	5.87	6.69	7.04	15.10
Capex to Sales Full definition →	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01
Net Profit Margin Full definition →	8.43%	8.81%	4.51%	9.17%	6.02%	8.17%	11.74%	10.37%	13.81%	5.65%
Price to Operating Income Full definition →	7.74	8.85	10.28	4.42	4.85	3.98	4.61	5.48	6.08	14.32
Other line items
Depreciation/Fixed assets Full definition →	0.20	0.20	0.19	0.21	0.29	0.26	0.24	0.22	0.24	0.23
Cash ROIC Full definition →	5.15%	5.24%	8.47%	8.02%	(0.20%)	6.19%	7.87%	5.42%	6.90%	1.22%
Accounts Receivable Turnover Full definition →	1.73	1.73	1.81	1.90	1.41	0.97	1.02	1.14	1.26	1.15
Accounts Payable Turnover Full definition →	0.16	0.15	0.17	0.16	0.18	0.15	0.15	0.17	0.16	0.19
Inventory Turnover Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Average Days of Payables Full definition →	2,362.44	2,396.85	2,092.11	2,360.91	2,066.36	2,354.84	2,252.51	2,232.28	2,151.23	1,905.69
Days of Inventory on Hand Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Average Receivables Full definition →	6,396.60	6,507.30	6,411.40	6,330.75	9,320.80	12,348.60	11,764.65	10,871.10	10,203.75	11,379.90
Average Payables Full definition →	47,412.65	48,458.10	48,835.30	49,992.45	52,505.40	52,787.60	49,243.40	47,053.10	46,011.90	44,948.35
Average Assets Full definition →	61,252.55	62,977.30	62,944.35	64,444.50	68,819.60	70,370.70	65,632.05	62,201.85	62,607.25	62,739.35
Average Common Equity Full definition →	8,815.95	9,271.45	9,098.35	9,293.40	10,418.00	11,143.70	10,075.70	9,193.20	10,306.25	11,040.10

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Unum Group UNM

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