Friday 6 November 2026 Export UMBF’s income statement to Excel — free account

UMB Financial Corporation

UMB Financial Corporation’s revenue for fiscal 2025 (year ended December 2025) was $4.1 billion, up 48.1% from fiscal 2024.

Revenue: +4.21%
EPS: +53.8%
Free cash flow: +39.2%
Total debt: −29.3%

Quarter to September 2026, against a year earlier

134.90 3.61 −2.61%

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Market cap: $10.2B
P/E: 10.1×
Fwd P/E: 9.8×
Dividend yield: 1.01%
F-score: 7/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Earnings & Analysis Valuation Filings

	Older periods	Dec '25	Mar '26	Jun '26	Sep '26
Piotroski F-Score Full definition →	+8 more TTM periods Free account	7	7	7	7
ROE Full definition →		12.60%	12.15%	12.55%	13.72%
ROA Full definition →		1.11%	1.21%	1.27%	1.40%
ROIC Full definition →		0.00%	191.05%	41.14%	37.22%
Return on Tangible Assets Full definition →		(4.32%)	(5.57%)	(6.10%)	(6.74%)
Average Days of Receivables Full definition →		0.00	0.00	0.00	0.00
Free Cash Flow per Share Full definition →		13.35	12.89	13.70	15.03
Free Cash Flow Full definition →		978.11	980.44	1,040.68	1,141.76
Capital Expenditures Full definition →		(48.58)	(44.51)	(48.13)	(45.29)
Other line items
Cash ROIC Full definition →		5.55%	6.04%	6.84%	8.04%
Accounts Receivable Turnover Full definition →		0.00	0.00	0.00	0.00
Accounts Payable Turnover Full definition →		0.03	0.03	0.02	0.02
Inventory Turnover Full definition →		0.00	0.00	0.00	0.00
Average Days of Payables Full definition →		14,838.21	14,748.26	15,151.58	15,785.01
Days of Inventory on Hand Full definition →		0.00	0.00	0.00	0.00
Tax Rate Full definition →		(0.20)	(0.21)	(0.21)	(0.20)
Research and Development Expense of Revenue Full definition →		0.00%	0.00%	0.00%	0.00%
Selling, General and Administrative Expense of Revenue Full definition →		40.63%	37.45%	37.42%	36.82%
Share Based Compensation of Revenue Full definition →		0.91%	0.89%	0.91%	0.94%
Operating CF/Net income Full definition →		1.50	1.19	1.19	1.18
Depreciation/Fixed assets Full definition →		0.33	0.33	0.28	0.35
Capex/Depreciation Full definition →		(0.37)	(0.34)	(0.44)	(0.33)
Revenue per Share Full definition →		56.57	56.71	57.34	57.96
Operating CF per Share Full definition →		14.01	13.48	14.33	15.63
Capex per Share Full definition →		(0.66)	(0.59)	(0.63)	(0.60)
Capex to Sales Full definition →		0.01	0.01	0.01	0.01

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Columns are period end dates · fundamentals updated 2 Nov 2026

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