United Community Banks, Inc.

UCB Financial Banks Regional

United Community Banks, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.5 billion, up 2.30% from fiscal 2024.

Revenue
−75.0%
EPS
−263.4%
Free cash flow
+43.3%
Total debt
−74.4%

Quarter to September 2026, against a year earlier

37.03 0.07 +0.19%
Market cap
$4.4B
P/E
31.1×
Fwd P/E
28.2×
Dividend yield
2.73%
F-score
8/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Older periods Dec '25 Mar '26 Jun '26 Sep '26
P/E ratio

+8 more quarters

11.87 11.49 11.47 28.03
P/S ratio
2.46 2.46 2.73 3.22
P/FCF ratio
10.62 11.69 11.69 11.12
P/Operating CF
57.85 54.77 32.32 30.75
P/B ratio
1.04 1.04 1.13 1.15
EV/Sales
2.28 2.15 2.91 —
EV/EBITDA
0.00 0.00 0.00 —
EV/FCF
9.85 10.23 12.45 —
Current Ratio
0.81 0.82 0.83 0.78
Net Debt/EBITDA
0.00 0.00 0.00 0.00
Debt/Equity
0.03 0.03 0.22 0.01
Earnings Yield
8.42% 8.70% 8.72% 3.57%
Free Cash Flow Yield
9.41% 8.55% 8.56% 8.99%
Free Cash Flow per Share
0.49 0.52 1.01 0.00
Book value per Share
30.00 30.33 31.13 29.12
Free Cash Flow
59.71 62.36 121.41 —
EV/EBIT
0.00 0.00 0.00 —
Other line items

Show all line items

Columns are period end dates · fundamentals updated 2 Nov 2026