United Community Banks, Inc. UCB

34.23 0.35 1.03% as of 25 Sep
Market cap
$4.1B
P/E
11.2×
Growth Flags show if company had growth for consecutive years,
Insider Buys alert about insiders buying in the last 12 month
Older periods Sep '25 Dec '25 Mar '26 Jun '26
P/E ratio

+8 more quarters

12.39 11.87 11.49 11.47
P/S ratio
2.49 2.46 2.46 2.73
P/FCF ratio
8.71 10.62 11.69 11.69
P/Operating CF
31.10 57.85 54.77 32.32
P/B ratio
1.06 1.04 1.04 1.13
Price to Tangible BV
1.46 1.42 1.41 1.52
EV/Sales
2.19 2.28 2.15 2.91
EV/EBITDA
0.00 0.00 0.00 0.00
EV/Operating CF
7.22 9.14 9.36 11.57
EV/FCF
7.67 9.85 10.23 12.45
Quick Ratio
0.03 0.02 0.02 0.02
Current Ratio
0.80 0.81 0.82 0.83
Net Debt/EBITDA
0.00 0.00 0.00 0.00
Debt/Assets
0.55% 0.43% 0.43% 2.82%
Debt/Equity
0.04 0.03 0.03 0.22
Asset Turnover
0.06 0.06 0.06 0.05
Operating CF/Net income
1.43 0.76 0.83 1.14
Capex/Depreciation
(0.50) (0.49) (0.35) (0.48)
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
38.28% 41.86% 43.48% 32.99%
Intangible Assets out of Total Assets
0.03 0.03 0.03 0.03
Share Based Compensation of Revenue
0.75% 0.83% 0.88% 0.97%
Graham Net Nets
(1.29) (1.26) (1.18) (1.17)
Graham Number
40.95 42.13 43.24 46.30
Earnings Yield
8.07% 8.42% 8.70% 8.72%
Free Cash Flow Yield
11.47% 9.41% 8.55% 8.56%
Revenue per Share
3.25 3.19 3.13 3.18
Operating CF per Share
1.01 0.54 0.58 1.09
Capex per Share
(0.04) (0.05) (0.06) (0.08)
Free Cash Flow per Share
0.96 0.49 0.52 1.01
Cash per Share
5.02 3.26 4.95 4.54
Shareholders Equity per Share
29.45 30.00 30.33 31.13
Interest Debt per Share
0.00 0.00 0.00 0.00
Book value per Share
29.45 30.00 30.33 31.13
Free Cash Flow
117.71 59.71 62.36 121.41
Working Capital
(4,784.13) (4,634.45) (4,370.29) (4,120.94)
Capital Expenditures
(5.39) (5.76) (6.92) (9.21)
Net Current Asset Value
(4,939.38) (4,754.85) (4,490.79) (4,941.54)
EV/EBIT
0.00 0.00 0.00 0.00
Capex to Sales
0.01 0.01 0.02 0.02
Net Profit Margin
21.69% 22.20% 22.17% 30.01%
Price to Operating Income
9.16 8.75 8.44 8.54
Other line items
Average Payables
23,636.86 23,629.70 23,893.73 23,843.61
Average Assets
27,758.30 27,861.41 28,025.15 28,568.33
Average Common Equity
3,457.63 3,491.27 3,533.65 3,634.83

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Columns are period end dates