UBS Group AG (UBS) vs Wells Fargo & Company (WFC)

UBS Group AG and Wells Fargo & Company are both Banks Diversified companies. Wells Fargo & Company is the larger, with a market value of $248.6B against $149.9B — 1.7× the size. Wells Fargo & Company trades at the lower P/E: 11.9× against 16.2×. Wells Fargo & Company grew revenue faster over the last twelve months: 5.33% against −13.0%. Wells Fargo & Company has the higher net margin (16.8% vs 13.8%) and the lower return on invested capital (0.00% vs 3.60%). Both pay a dividend; Wells Fargo & Company yields more (3.05% vs 2.64%). Across the 20 metrics below, Wells Fargo & Company leads on 12 and UBS Group AG on 8.

Valuation

Metric UBS WFC Banks Diversified median
P/E 16.17 11.92 13.67
P/S 2.22 1.96 2.72
P/B 1.71 1.51 1.69
Price to free cash flow 12.94 13.27 4.53
EV/EBITDA n/m n/m —
EV/Sales 3.33 (1.69) —
Earnings yield 6.19% 8.39% 7.33%
Free cash flow yield 7.73% 7.53% 7.63%

Profitability

Metric UBS WFC Banks Diversified median
Gross margin 73.15% 67.36% 67.18%
Operating margin 0.00% 0.00% 0.00%
Net margin 13.80% 16.78% 18.44%
Free cash flow margin 17.15% 14.88% 1.96%
Return on equity 10.63% 12.97% 11.14%
Return on assets 0.56% 1.01% 0.74%
Return on invested capital 3.60% 0.00% 0.00%

Growth

Metric UBS WFC Banks Diversified median
Revenue growth (TTM) (13.04%) 5.33% 4.67%
EPS growth (last fiscal year) 55.26% 16.57% —
Revenue growth, 5-year CAGR 16.13% 8.48% 14.34%
Net income growth, 5-year CAGR 3.45% 62.58% 10.77%

Health

Metric UBS WFC Banks Diversified median
Debt to equity 3.84 1.00 1.39
Current ratio 1.10 0.90 0.87
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric UBS WFC Banks Diversified median
Dividend yield 2.64% 3.05% 3.80%
Payout ratio 0.05 0.30 0.31

Size

Metric UBS WFC Banks Diversified median
Market cap 149.93b 248.57b 186.46b

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