Wednesday 4 November 2026 Export TRV’s income statement to Excel — free account

The Travelers Companies, Inc.

TRV Financial Insurance Property & Casualty

The Travelers Companies, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $48.8 billion, up 5.18% from fiscal 2024.

Revenue: −0.47%
EPS: +9.92%
Free cash flow: −7.92%
Total debt: +5.89%

Quarter to September 2026, against a year earlier

408.99 13.58 +3.43%

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Market cap: $81.0B
P/E: 10.2×
Fwd P/E: 10.9×
Dividend yield: 1.19%
F-score: 6/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Earnings & Analysis Segments Valuation Filings

	Dec '25	Dec '24	Dec '23	Dec '22	Dec '21	Dec '20	Dec '19	Dec '18	Dec '17	Dec '16
P/E ratio Full definition →	10.37	11.05	14.80	15.74	10.66	13.31	13.68	12.79	17.88	11.63
Piotroski F-Score Full definition →	6	8	6	5	7	6	7	8	5	5
P/S ratio Full definition →	1.33	1.18	1.06	1.20	1.12	1.11	1.13	1.06	1.26	1.26
P/FCF ratio Full definition →	6.16	6.04	5.75	6.89	5.36	5.55	6.98	7.44	8.91	7.88
P/Operating CF Full definition →	24.22	26.61	20.90	33.10	22.97	18.72	25.22	33.78	54.94	24.77
P/B ratio Full definition →	1.98	1.97	1.76	2.06	1.35	1.22	1.37	1.40	1.54	1.50
Price to Tangible BV Full definition →	2.28	2.36	2.13	2.56	1.58	1.43	1.64	1.72	1.87	1.80
EV/Sales Full definition →	1.50	1.34	1.24	1.38	1.30	1.29	1.32	1.26	1.48	1.48
EV/EBITDA Full definition →	4.54	4.37	4.80	5.06	4.24	4.53	4.71	4.50	5.28	4.44
EV/Operating CF Full definition →	6.93	6.86	6.66	7.86	6.24	6.35	8.01	8.72	10.28	9.17
EV/FCF Full definition →	6.96	6.85	6.72	7.90	6.27	6.46	8.17	8.87	10.43	9.27
Quick Ratio Full definition →	0.26	0.27	0.27	0.28	0.28	0.29	0.31	0.31	0.31	0.31
Current Ratio Full definition →	0.26	0.27	0.27	0.28	0.28	0.29	0.31	0.31	0.31	0.31
Net Debt/EBITDA Full definition →	0.52	0.51	0.69	0.65	0.61	0.64	0.69	0.73	0.77	0.66
Debt/Assets Full definition →	6.45%	6.03%	6.37%	6.30%	6.05%	5.61%	5.96%	6.30%	6.35%	6.42%
Debt/Equity Full definition →	0.28	0.29	0.32	0.34	0.25	0.22	0.25	0.29	0.28	0.28
Asset Turnover Full definition →	0.35	0.36	0.34	0.31	0.29	0.28	0.29	0.29	0.28	0.28
Operating CF/Net income Full definition →	1.70	1.83	2.60	2.29	2.00	2.43	2.00	1.75	2.03	1.49
Capex/Depreciation Full definition →	(0.01)	0.00	(0.01)	0.00	0.00	(0.02)	(0.02)	(0.01)	(0.01)	(0.01)
Interest Coverage Full definition →	19.34	16.77	9.97	10.56	14.11	10.55	10.12	9.41	8.40	12.17
ROE Full definition →	20.55%	18.80%	12.78%	11.19%	12.52%	9.71%	10.66%	10.74%	8.69%	12.78%
ROA Full definition →	4.51%	3.83%	2.46%	2.39%	3.06%	2.36%	2.43%	2.41%	2.00%	2.99%
ROIC Full definition →	12.44%	11.67%	7.25%	8.25%	8.47%	6.38%	6.80%	7.12%	6.47%	9.40%
Return on Tangible Assets Full definition →	(9.22%)	(7.52%)	(4.73%)	(4.82%)	(6.54%)	(5.11%)	(5.26%)	(5.25%)	(4.39%)	(6.70%)
Average Days of Receivables Full definition →	173.21	184.63	201.40	213.63	223.61	241.88	247.70	256.00	262.42	266.99
Research and Development Expense of Revenue Full definition →	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Selling, General and Administrative Expense of Revenue Full definition →	27.41%	27.56%	27.57%	27.99%	27.92%	29.02%	28.39%	28.66%	28.84%	29.46%
Intangible Assets out of Total Assets Full definition →	0.03	0.03	0.03	0.04	0.04	0.04	0.04	0.04	0.04	0.04
Share Based Compensation of Revenue Full definition →	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Graham Net Nets Full definition →	(1.33)	(1.48)	(1.76)	(1.62)	(1.79)	(1.84)	(1.75)	(1.87)	(1.61)	(1.62)
Graham Number Full definition →	303.86	244.84	177.66	156.00	195.88	165.36	149.91	134.28	119.49	137.33
Earnings Yield Full definition →	9.64%	9.05%	6.75%	6.35%	9.38%	7.52%	7.31%	7.82%	5.59%	8.60%
Free Cash Flow Yield Full definition →	16.24%	16.55%	17.38%	14.51%	18.64%	18.00%	14.32%	13.45%	11.23%	12.69%
Revenue per Share Full definition →	217.79	203.61	180.08	155.63	140.10	126.16	121.47	113.25	104.72	95.89
Operating CF per Share Full definition →	47.31	39.80	33.57	27.28	29.27	25.72	20.02	16.38	15.03	15.51
Capex per Share Full definition →	(0.21)	0.07	(0.29)	(0.13)	(0.11)	(0.45)	(0.41)	(0.28)	(0.21)	(0.17)
Free Cash Flow per Share Full definition →	47.09	39.87	33.28	27.15	29.16	25.27	19.61	16.10	14.82	15.35
Cash per Share Full definition →	3.76	3.07	2.83	3.37	3.06	2.84	1.90	1.39	1.25	1.07
Shareholders Equity per Share Full definition →	146.72	122.21	108.49	90.97	116.25	115.19	99.78	85.62	85.98	80.60
Interest Debt per Share Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Book value per Share Full definition →	146.72	122.21	108.49	90.97	116.25	115.19	99.78	85.62	85.98	80.60
Free Cash Flow Full definition →	10,558.00	9,090.00	7,644.00	6,434.00	7,246.00	6,406.00	5,098.00	4,306.00	4,089.00	4,421.00
Working Capital Full definition →	(67,710.00)	(65,939.00)	(62,812.00)	(58,517.00)	(55,581.00)	(52,446.00)	(49,509.00)	(47,685.00)	(46,491.00)	(44,646.00)
Capital Expenditures Full definition →	(48.00)	16.00	(67.00)	(31.00)	(28.00)	(113.00)	(107.00)	(74.00)	(59.00)	(48.00)
Net Current Asset Value Full definition →	(86,801.00)	(81,143.00)	(77,583.00)	(71,770.00)	(69,489.00)	(65,649.00)	(62,253.00)	(59,727.00)	(58,629.00)	(56,510.00)
EV/EBIT Full definition →	8.94	9.47	13.70	13.72	9.46	8.75	11.97	11.53	13.76	9.28
Capex to Sales Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Price to Operating Income Full definition →	7.91	8.36	11.73	11.97	8.10	7.52	10.23	9.67	11.75	7.89
Other line items
Depreciation/Fixed assets Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Cash ROIC Full definition →	24.55%	24.84%	22.75%	21.70%	19.62%	17.56%	15.45%	14.43%	13.34%	14.75%
Accounts Receivable Turnover Full definition →	2.09	2.01	1.86	1.72	1.64	1.50	1.48	1.44	1.41	1.36
Accounts Payable Turnover Full definition →	0.31	0.32	0.33	0.30	0.28	0.28	0.29	0.29	0.28	0.25
Inventory Turnover Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Average Days of Payables Full definition →	1,189.32	1,172.63	1,155.87	1,234.68	1,326.36	1,337.98	1,274.65	1,287.35	1,313.12	1,466.56
Days of Inventory on Hand Full definition →	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Average Receivables Full definition →	23,327.00	23,153.50	22,206.00	21,458.50	21,261.00	21,312.50	21,335.50	21,009.00	20,493.00	20,292.00
Average Payables Full definition →	87,814.50	84,974.50	80,162.50	75,534.00	71,929.50	68,457.50	65,664.00	63,675.50	61,695.00	60,556.50
Average Assets Full definition →	138,448.50	129,583.50	120,847.50	118,091.50	118,615.00	113,443.00	107,177.50	103,858.00	101,864.00	100,214.50
Average Common Equity Full definition →	30,379.00	26,392.50	23,240.50	25,223.50	29,044.00	27,572.00	24,418.50	23,312.50	23,476.00	23,409.50

Show all line items

Columns are period end dates · fundamentals updated 2 Nov 2026

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