Saturday 17 October 2026 Export TRU’s income statement to Excel — free account

TransUnion

TRU Financial Financial Data & Stock Exchanges

TransUnion’s revenue for fiscal 2025 (year ended December 2025) was $4.6 billion, up 9.38% from fiscal 2024. In the quarter to June 2026, revenue grew 14.9%, EPS grew 33.9%, free cash flow grew 42.7% and total debt rose 6.16%, each against the same quarter a year earlier. Dividend growth for five consecutive years, revenue growth for ten, operating cash flow growth for three.

74.08 0.04 −0.05%

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Market cap: $14.2B
P/E: 19.3×
Fwd P/E: 17.1×
Dividend yield: 0.66%
F-score: 8/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total sells 9.40

Totals in millions of $.

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	—	—	—	—	—	—	—	—	—	—	—	—
Sell	1	3	2	1	4	3	3	2	4	4	4	2

Insider Ownership 1.20%

Capital & Financial Ratios $m

Market Cap 14,200.00

Revenue 4,896.20

Net Income 752.00

Free Cash Flow 787.90

Net Debt 4,533.10

Current Ratio 1.90

Debt/Equity 1.07

P/E ratio 19.34

Fwd P/E 17.10

P/S ratio 2.91

P/B ratio 2.85

Past 5Y EPS Growth 5.32%

This Y EPS Growth 12.51%

Next Y EPS Growth 14.96%

Next Y revenue growth 12.86%

Next 5Y EPS Growth 14.60%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 12.51%

10-year low 10-year high

P/S against its own 10 years 5.16%

10-year low 10-year high

P/B against its own 10 years 7.52%

10-year low 10-year high

Dividends

Payout Ratio 0.13

Annual Dividend Rate 0.49

Annual Dividend Yield 0.66%

	total	individual payouts
2028	Powerpack
2027	Powerpack
2026	0.51	0.13 0.13 0.13
2025	0.46	0.12 0.12 0.12 0.12
2024	0.42	0.11 0.11 0.11 0.11
2023	0.42	0.11 0.11 0.11 0.11
2022	0.40	0.10 0.10 0.11 0.11
2021	0.36	0.08 0.10 0.10 0.10
2020	0.30	0.08 0.08 0.08 0.08
2019	0.30	0.08 0.08 0.08 0.08
2018	0.23	0.08 0.08 0.08
2017	Powerpack

predictions special payouts not included in total or ratios

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	476	680	854	839
Receivables	723	799	905	1,048
Inventory	—	—	—	—
Other	276	323	258	291
	1,475	1,802	2,016	2,178

	2023	2024	2025	Q'26
Payables	251	295	350	405
ST’ Debt	—	—	—	—
Other	662	694	608	528
	1,003	1,060	1,154	1,146

Compound Annual Growth %

	10y	5y	3y
Sales	11.75%	12.58%	7.25%
Cash Flow	12.32%	4.63%	49.23%
Earnings	54.44%	5.82%	19.58%
Book Value	12.77%	11.51%	2.11%

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	1,246	1,310	—	—	—
’25	1,096	1,140	1,170	1,171	4,576
’24	1,021	1,041	1,085	1,037	4,184
’23	940	968	969	954	3,831
’22	921	948	938	902	3,710
’21	699	728	743	790	2,960
’20	688	634	696	513	2,531

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	84	375	—	—	—
’25	53	291	324	320	988
’24	54	295	229	254	833
’23	77	215	151	202	645
’22	11	(126)	191	222	297
’21	145	236	280	148	808
’20	126	254	179	229	788

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	19	306	—	—	—
’25	(16)	214	240	223	662
’24	(8)	227	161	137	517
’23	11	138	81	104	335
’22	(47)	(189)	119	116	(1)
’21	104	183	224	73	584
’20	84	208	135	156	582

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	2.04	0.74	—	—	—
’25	0.75	0.56	0.49	0.52	2.32
’24	0.33	0.44	0.35	0.34	1.45
’23	0.27	0.28	(2.07)	0.03	(1.07)
’22	0.25	0.49	0.41	0.24	1.40
’21	0.66	0.66	0.59	5.27	7.19
’20	0.37	0.36	0.53	0.53	1.79

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	20.43	30.74	52.15	53.93	52.50	83.12	50.32	42.09	63.03	66.38	Analyst estimates 2026–2028 Powerpack
	High	35.79	56.77	79.48	87.39	102.80	125.35	119.16	82.75	113.17	101.19
People
People	Employees	4,700	5,100	7,100	8,000	8,200	10,200	12,200	13,200	13,400	13,500
	Revenue/emp, $m	0.36	0.38	0.33	0.31	0.31	0.29	0.30	0.29	0.31	0.34
Income, $m
Income, $m	Revenue	1,705	1,934	2,317	2,463	2,531	2,960	3,710	3,831	4,184	4,576
	Gross margin, %	66.03	66.61	65.90	67.30	66.26	65.47	62.66	60.40	60.01	59.09
	EBT	205	373	344	375	390	506	383	(145)	401	643
	EBT margin, %	12.05	19.26	14.82	15.20	15.39	17.08	10.33	(3.79)	9.59	14.05
	Net income	131	452	288	352	356	374	282	(191)	302	470
	Depreciation	269	241	307	339	347	377	519	938	538	575
Per share, $
Per share, $	Revenue	9.34	10.60	12.55	13.12	13.33	15.47	19.27	19.81	21.52	23.54
	Earnings	0.66	2.42	1.50	1.85	1.81	7.25	1.40	(1.07)	1.46	2.34
	Cash flow	2.14	2.55	3.01	4.14	4.15	4.22	1.54	3.34	4.28	5.08
	Capex	(0.68)	(0.74)	(0.98)	(1.00)	(1.08)	(1.17)	(1.55)	(1.61)	(1.62)	(1.68)
	Free cash flow	1.46	1.81	2.03	3.13	3.06	3.05	(0.01)	1.73	2.66	3.40
	Book value	8.07	10.00	10.74	12.46	13.88	20.93	22.18	21.23	22.22	23.38
	Shares, m	183	182	185	188	190	191	193	193	194	194
Valuation, ×
Valuation, ×	P/E	46.91	22.67	37.87	46.28	55.12	16.36	42.15	0.00	63.07	36.65
	P/S	3.32	5.17	4.53	6.53	7.45	7.67	3.06	3.36	4.31	3.64
	P/B	3.84	5.48	5.29	6.87	7.15	5.67	2.66	3.14	4.17	3.67
	EV/Sales	4.57	6.33	6.16	7.88	8.59	9.16	4.40	4.61	5.36	4.53
	EV/FCF	29.32	37.02	38.00	32.97	37.37	46.40	(16,329.62)	52.73	43.39	31.32
Cash, $m
Cash, $m	Operating cash flow	390	466	556	777	788	808	297	645	833	988
	Capex	(124)	(135)	(180)	(188)	(206)	(224)	(298)	(311)	(316)	(326)
	Free cash flow	266	331	376	589	582	584	(1)	335	517	662
Balance, $m
Balance, $m	Working capital	177	130	293	317	800	1,275	545	472	742	862
	Total debt	2,325	2,345	3,976	3,598	3,399	6,251	5,556	5,251	5,077	4,907
	Net debt	2,143	2,230	3,789	3,324	2,906	4,409	4,970	4,775	4,397	4,053
	Shareholders’ equity	1,473	1,825	1,982	2,339	2,636	4,006	4,269	4,106	4,319	4,545
Returns, %
Returns, %	ROA	2.61	8.91	4.55	4.90	4.76	13.94	2.19	(1.81)	2.57	4.12
	ROIC	5.19	7.16	5.55	5.98	5.64	4.84	4.24	0.91	4.78	6.24
	ROE	8.49	26.76	14.53	16.05	13.80	41.86	6.44	(4.92)	6.75	10.28

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
ICE Intercontinental Exchange Inc.	$88.9B	22.7×	19.9×	+4.84% (above 0%: growing)	+14.09% (above 0%: growing)	+29.65% (above 0%: growing)	98.61%	52.18%	Compare
MCO Moody's Corporation	$83.8B	30.6×	28.7×	+15.12% (above 0%: growing)	+56.52% (above 0%: growing)	+47.01% (above 0%: growing)	76.29%	47.87%	Compare
NDAQ Nasdaq, Inc.	$52.3B	27.0×	26.1×	+20.51% (above 0%: growing)	+13.92% (above 0%: growing)	−7.71% (below 0%: shrinking)	59.24%	28.12%	Compare
COIN Coinbase Global, Inc.	$48.5B	— (loss-making)	359×	−18.51% (below 0%: shrinking)	n/m	+128.50% (above 0%: growing)	84.44%	(9.30%)	Compare
MSCI MSCI Inc	$41.8B	31.1×	30.8×	+12.20% (above 0%: growing)	+19.90% (above 0%: growing)	+8.19% (above 0%: growing)	82.71%	56.23%	Compare
CBOE Cboe Global Markets, Inc.	$32.2B	24.5×	—	+22.95% (above 0%: growing)	+50.67% (above 0%: growing)	−270.85% (below 0%: shrinking)	50.71%	32.99%	Compare
TRU TransUnion	$14.2B	19.3×	17.1×	+14.91% (above 0%: growing)	+33.93% (above 0%: growing)	+42.65% (above 0%: growing)	58.41%	19.70%
FDS FactSet Research Systems Inc.	$10.7B	20.6×	14.5×	+6.33% (above 0%: growing)	−15.94% (below 0%: shrinking)	−0.46% (below 0%: shrinking)	48.59%	24.68%	Compare
MORN Morningstar, Inc.	$7.9B	19.5×	17.9×	+9.60% (above 0%: growing)	+35.07% (above 0%: growing)	+96.31% (above 0%: growing)	63.92%	24.22%	Compare
Median of peers	$45.2B	24.5×	26.1×	+10.90%	+19.90%	+18.92%	70.11%	30.56%

All 15 Financial Data & Stock Exchanges stocks →

TransUnion (TRU) key facts

Strength: TransUnion’s revenue for fiscal 2025 (year ended December 2025) was $4.6 billion, up 9.38% from fiscal 2024.
TransUnion (TRU) is a Financial Data & Stock Exchanges company in the Financial sector, listed on the New York Stock Exchange.
As of October 16, 2026, TRU traded at $74.08, a market capitalization of $14.2 billion.
TransUnion pays an annual dividend of $0.49 per share, a yield of 0.66%, with a payout ratio of 12.9%.
Return on equity was 10.3% and debt-to-equity 1.07.
Its Piotroski F-score is 8 out of 9 for fiscal 2025.