SoFi Technologies, Inc.

SOFI Financial Credit Services

SoFi Technologies, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $4.8 billion, up 26.6% from fiscal 2024. In the quarter to June 2026, revenue grew 39.1%, EPS grew 33.3%, free cash flow fell 160.2% and total debt fell 16.3%, each against the same quarter a year earlier. Revenue growth for five consecutive years; insiders bought in the last twelve months.

14.55 0.54 −3.58%
Market cap
$19.5B
P/E
28.5×
Fwd P/E
26.8×
Dividend yield
—
F-score
3/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Older periods Sep '25 Dec '25 Mar '26 Jun '26
Piotroski F-Score

+8 more TTM periods

5 3 3 3
ROE
8.60% 5.66% 6.60% 7.09%
ROA
1.61% 1.11% 1.26% 1.25%
ROIC
3.23% 4.73% 4.55% 4.26%
Return on Tangible Assets
(9.85%) (5.94%) (5.81%) (5.58%)
Average Days of Receivables
0.00 0.00 0.00 0.00
Free Cash Flow per Share
(2.71) (3.47) (4.97) (6.85)
Free Cash Flow
(3,179.01) (3,993.57) (6,344.60) (8,799.78)
Capital Expenditures
(227.63) (251.12) (265.65) (297.29)
Other line items
Cash ROIC
(20.86%) (22.61%) (38.72%) (49.04%)
Accounts Receivable Turnover
0.00 0.00 0.00 0.00
Accounts Payable Turnover
0.04 0.04 0.03 0.03
Inventory Turnover
0.00 0.00 0.00 0.00
Average Days of Payables
10,985.83 12,074.39 12,470.98 13,281.98
Days of Inventory on Hand
0.00 0.00 0.00 0.00
Tax Rate
0.60 (0.08) (0.11) (0.14)
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
65.78% 64.73% 64.12% 63.91%
Share Based Compensation of Revenue
5.85% 5.49% 5.26% 5.09%
Operating CF/Net income
(4.61) (7.78) (10.54) (13.37)
Depreciation/Fixed assets
0.58 0.56 0.55 0.53
Capex/Depreciation
(1.01) (1.07) (1.08) (1.13)
Revenue per Share
3.79 4.15 4.03 4.35
Operating CF per Share
(2.52) (3.25) (4.76) (6.62)
Capex per Share
(0.19) (0.22) (0.21) (0.23)
Capex to Sales
0.05 0.05 0.05 0.05

Fold the line items

Columns are period end dates