stockrowOld Republic International Corporation
ORI Financial Insurance Property & Casualty
Old Republic International Corporation’s revenue for fiscal 2025 (year ended December 2025) was $9.1 billion, up 11.0% from fiscal 2024.
- Revenue
- +5.21%
- EPS
- −11.6%
- Free cash flow
- −23.9%
- Total debt
- +10.1%
Quarter to September 2026, against a year earlier
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Old Republic International Corporation (ORI) Gross margin
Old Republic International Corporation's gross margin over the twelve months to 30 September 2026 was 14.9%, up 0.9 percentage points from fiscal 2025 (13.9%). Over the past ten years it has ranged from 7.99% (fiscal 2018) to 21.4% (fiscal 2021); the current reading is higher than 73% of that period. That is below the Insurance Property & Casualty industry median of 41.7% and below the Financial sector median of 70.2%.
Gross margin, annual
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Annual newest first
| Period | Gross margin | Change (points) |
|---|---|---|
| FY2025 | 13.9% | (0.31) |
| FY2024 | 14.2% | 2.72 |
| FY2023 | 11.5% | (0.09) |
| FY2022 | 11.6% | (9.83) |
| FY2021 | 21.4% | 10.94 |
| FY2020 | 10.5% | (8.15) |
| FY2019 | 18.6% | 10.64 |
| FY2018 | 7.99% | (4.91) |
| FY2017 | 12.9% | 0.11 |
| FY2016 | 12.8% | 0.79 |
Quarterly newest first
| Period | Gross margin | Change (points) |
|---|---|---|
| Sep 2026 | 11.7% | (5.94) |
| Jun 2026 | 17.6% | (0.55) |
| Mar 2026 | 18.2% | 6.16 |
| Dec 2025 | 12.0% | (3.27) |
| 43 more quarters | Free account |
Against its own ten years
Gross margin against peers
| Company | Gross margin |
|---|---|
| AIZ Assurant, Inc. compare | 78.1% |
| THG The Hanover Insurance Group, Inc. compare | 44.4% |
| SIGI Selective Insurance Group, Inc. compare | 41.8% |
| CNA CNA Financial Corporation compare | 41.7% |
| KNSL Kinsale Capital Group, Inc. compare | 34.5% |
| RLI RLI Corp. compare | 33.5% |
| AFG American Financial Group, Inc. compare | 22.3% |
| MCY Mercury General Corporation compare | 21.1% |
| ORI Old Republic International Corporation | 14.9% |
| Insurance Property & Casualty industry median | 41.7% |
| Financial sector median | 70.2% |
| Market median | 46.4% |
What Gross margin is
Gross Margin tells an investor how much of each sale a company keeps after paying the direct costs of making or buying what it sells.
Gross Profit ÷ Revenue
More on ORI
- Revenue
- Net income
- EPS (diluted)
- EBITDA
- Free cash flow
- Operating cash flow
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement