Saturday 17 October 2026 Export SFBS’s income statement to Excel — free account

ServisFirst Bancshares, Inc.

ServisFirst Bancshares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.0 billion, up 3.72% from fiscal 2024. In the quarter to June 2026, revenue grew 6.36%, EPS grew 40.2%, free cash flow grew 141.1% and total debt fell 46.3%, each against the same quarter a year earlier. Dividend growth for ten consecutive years, revenue growth for ten.

39.36 0.20 −0.51%

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Market cap: $4.3B
P/E: 13.4×
Fwd P/E: 12.3×
Dividend yield: 1.93%
F-score: 7/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total sells 4.16

Totals in millions of $.

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	—	—	—	—	—	—	—	—	—	—	—	—
Sell	—	—	—	—	1	—	—	—	1	—	—	—

Insider Ownership 6.57%

Capital & Financial Ratios $m

Market Cap 4,320.00

Revenue 1,036.31

Net Income 320.72

Free Cash Flow 465.38

Net Debt (1,421.72)

Current Ratio 0.98

Debt/Equity 0.02

P/E ratio 13.41

Fwd P/E 12.30

P/S ratio 4.15

P/B ratio 2.18

Past 5Y EPS Growth 10.08%

This Y EPS Growth 22.27%

Next Y EPS Growth 9.76%

Next Y revenue growth (33.44%)

Next 5Y EPS Growth 9.00%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 22.52%

10-year low 10-year high

P/S against its own 10 years 16.40%

10-year low 10-year high

P/B against its own 10 years 14.01%

10-year low 10-year high

Dividends

Payout Ratio 0.26

Annual Dividend Rate 0.76

Annual Dividend Yield 1.93%

	total	individual payouts
2027	Powerpack
2026	1.01	0.19 0.19 0.19 0.19
2025	1.31	0.17 0.17 0.17 0.17
2024	0.45	0.15 0.15 0.15
2023	0.57	0.14 0.14 0.14 0.15
2022	0.49	0.12 0.12 0.12 0.14
2021	0.42	0.10 0.10 0.10 0.12
2020	0.36	0.09 0.09 0.09 0.10
2019	0.31	0.08 0.08 0.08 0.09
2018	0.24	0.06 0.06 0.06 0.08
2017	0.10	0.03 0.03 0.03 0.03
2016	0.10	0.02 0.02 0.02 0.02 0.02

predictions special payouts not included in total or ratios

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	2,131	2,377	1,627	1,456
Receivables	—	—	—	—
Inventory	—	—	—	—
Other	—	—	—	—
	13,701	14,890	15,226	15,830

	2023	2024	2025	Q'26
Payables	13,274	13,543	14,219	14,549
ST’ Debt	—	—	—	—
Other	—	—	—	—
	14,558	15,565	15,721	16,156

Compound Annual Growth %

	10y	5y	3y
Sales	18.05%	19.41%	19.75%
Cash Flow	16.63%	13.18%	9.22%
Earnings	15.89%	10.28%	3.22%
Book Value	15.21%	13.26%	12.55%

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	252	263	—	—	—
’25	249	247	254	267	1,018
’24	236	236	257	253	981
’23	188	198	221	236	844
’22	121	136	158	177	593
’21	109	112	112	116	450
’20	103	102	104	109	419

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	70	163	—	—	—
’25	48	68	141	99	355
’24	53	48	84	67	253
’23	55	38	13	91	197
’22	69	57	71	76	273
’21	67	63	66	71	266
’20	52	52	13	74	191

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	67	161	—	—	—
’25	49	67	139	98	353
’24	53	47	82	69	251
’23	54	38	12	90	194
’22	69	57	70	75	271
’21	65	51	72	72	260
’20	52	52	13	74	192

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	0.76	0.79	—	—	—
’25	0.58	0.56	0.60	0.79	2.53
’24	0.46	0.48	0.55	0.60	2.08
’23	0.53	0.49	0.49	0.39	1.90
’22	0.53	0.57	0.59	0.62	2.31
’21	0.48	0.46	0.48	0.50	1.91
’20	0.32	0.38	0.40	0.47	1.57

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	8.53	16.27	14.95	14.59	10.88	19.73	31.77	19.64	29.03	33.24	Analyst estimates 2026–2028 Powerpack
	High	19.33	22.00	22.48	19.28	20.95	44.47	48.63	37.56	50.69	46.95
People
People	Employees	420	434	473	505	493	502	571	591	630	666
	Revenue/emp, $m	0.55	0.65	0.73	0.82	0.85	0.90	1.04	1.43	1.56	1.53
Income, $m
Income, $m	Revenue	230	280	346	415	419	450	593	844	981	1,018
	Gross margin, %	88.78	87.39	81.52	75.13	87.84	92.93	85.08	52.31	49.10	55.27
	EBT	111	137	169	187	214	253	309	245	279	342
	EBT margin, %	48.20	49.03	48.79	45.05	51.11	56.33	52.11	28.99	28.43	33.62
	Net income	81	93	137	149	170	208	252	207	227	277
	Depreciation	6	6	6	7	10	26	19	19	17	43
Per share, $
Per share, $	Revenue	2.19	2.65	3.25	3.87	3.89	4.15	5.46	7.75	9.00	9.32
	Earnings	0.78	0.88	1.29	1.40	1.57	1.92	2.32	1.90	2.09	2.53
	Cash flow	0.94	1.12	1.58	1.53	1.78	2.46	2.51	1.81	2.32	3.25
	Capex	(0.21)	(0.20)	0.01	(0.01)	0.01	(0.06)	(0.01)	(0.03)	(0.01)	(0.02)
	Free cash flow	0.73	0.92	1.60	1.53	1.78	2.40	2.50	1.78	2.30	3.23
	Book value	4.98	5.74	6.73	7.87	9.22	10.64	11.95	13.24	14.83	16.94
	Shares, m	105	106	106	107	108	108	109	109	109	109
Valuation, ×
Valuation, ×	P/E	24.91	23.33	12.40	13.51	12.83	22.18	14.75	17.34	20.32	14.19
	P/S	8.58	7.80	4.90	4.86	5.18	10.23	6.26	4.25	4.71	3.85
	P/B	3.77	3.59	2.37	2.39	2.19	3.99	2.86	2.49	2.86	2.12
	EV/Sales	5.41	6.32	3.11	3.50	0.06	0.99	4.99	1.80	2.35	2.29
	EV/FCF	16.31	18.20	6.35	8.88	0.12	1.71	10.90	7.84	9.19	6.61
Cash, $m
Cash, $m	Operating cash flow	99	118	168	164	191	266	273	197	253	355
	Capex	(22)	(21)	2	(1)	1	(7)	(1)	(4)	(2)	(3)
	Free cash flow	76	97	170	163	192	260	271	194	251	353
Balance, $m
Balance, $m	Working capital	(116)	(104)	(44)	(165)	(199)	(504)	(776)	(857)	(675)	(495)
	Total debt	55	65	65	65	65	65	65	65	65	35
	Net debt	(729)	(413)	(617)	(566)	(2,147)	(4,157)	(751)	(2,066)	(2,312)	(1,592)
	Shareholders’ equity	523	608	715	843	993	1,152	1,298	1,440	1,617	1,850
Returns, %
Returns, %	ROA	1.42	1.38	1.81	1.76	1.62	1.52	1.67	1.35	1.36	1.58
	ROIC	0.00	44.06	107.71	42.19	0.00	0.00	35.31	0.00	0.00	82.75
	ROE	16.75	16.46	20.69	19.15	18.47	19.36	20.53	15.10	14.86	15.95

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
TFSL TFS Financial Corporation	$4.6B	45.4×	49.0×	+5.82% (above 0%: growing)	+37.50% (above 0%: growing)	+16.04% (above 0%: growing)	42.51%	0.00%	Compare
FFIN First Financial Bankshares, Inc.	$4.5B	16.2×	15.9×	+7.84% (above 0%: growing)	+6.38% (above 0%: growing)	+25.95% (above 0%: growing)	77.89%	0.00%	Compare
SFBS ServisFirst Bancshares, Inc.	$4.3B	13.4×	12.3×	+6.36% (above 0%: growing)	+40.18% (above 0%: growing)	+141.10% (above 0%: growing)	64.14%	0.00%
FULT Fulton Financial Corporation	$4.3B	10.7×	11.1×	+7.53% (above 0%: growing)	−1.89% (below 0%: shrinking)	+6.85% (above 0%: growing)	71.64%	0.00%	Compare
IBOC International Bancshares Corporation	$4.2B	10.1×	11.2×	+0.96% (above 0%: growing)	−4.35% (below 0%: shrinking)	−3.33% (below 0%: shrinking)	81.33%	0.00%	Compare
FBP First BanCorp.	$4.2B	11.4×	10.8×	+4.63% (above 0%: growing)	+26.00% (above 0%: growing)	−5.21% (below 0%: shrinking)	81.89%	0.00%	Compare
UCB United Community Banks, Inc.	$4.1B	11.1×	11.3×	+0.18% (above 0%: growing)	+50.79% (above 0%: growing)	+43.32% (above 0%: growing)	72.97%	0.00%	Compare
BMA Macro Bank Inc.	$4.1B	14.0×	15.4×	+4.42% (above 0%: growing)	+17.44% (above 0%: growing)	+198.80% (above 0%: growing)	77.07%	0.00%	Compare
CATY Cathay General Bancorp	$4.0B	11.6×	10.6×	+3.12% (above 0%: growing)	+24.32% (above 0%: growing)	+272.48% (above 0%: growing)	63.72%	0.00%	Compare
Median of peers	$4.2B	11.5×	11.3×	+4.53%	+20.88%	+21.00%	75.02%	0.00%

All 323 Banks Regional stocks →

ServisFirst Bancshares, Inc. (SFBS) key facts

Strength: ServisFirst Bancshares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.0 billion, up 3.72% from fiscal 2024.
Strength: Net income was $276.6 million, or $2.53 per share (basic), a net margin of 27.2%.
ServisFirst Bancshares, Inc. (SFBS) is a Banks Regional company in the Financial sector, listed on the New York Stock Exchange.
As of October 16, 2026, SFBS traded at $39.36, a market capitalization of $4.3 billion.
At that price the stock trades at 13.4× trailing-twelve-month earnings and 4.2× sales; its P/E is higher than 23% of its own readings over the past ten years.
ServisFirst Bancshares, Inc. pays an annual dividend of $0.76 per share, a yield of 1.93%, with a payout ratio of 25.9%.
Return on equity was 16.0% and debt-to-equity 0.02.
Its Piotroski F-score is 7 out of 9 for fiscal 2025.