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Pelagos Insurance Capital Limited

PLGO Financial Insurance Diversified

Pelagos Insurance Capital Limited’s revenue for fiscal 2025 (year ended December 2025) was $2.5 billion, up 3.33% from fiscal 2024. In the quarter to June 2026, revenue grew 10.3%, EPS grew 194.4%, free cash flow grew 92.6% and total debt fell 14.5%, each against the same quarter a year earlier. Dividend growth for three consecutive years.

25.26 0.49 +1.98%
Market cap
$2.1B
P/E
6.1×
Fwd P/E
5.8×
Dividend yield
2.38%
F-score
5/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Dec 25 Mar 26 Jun 26 Sep 26
Buy — — — — — — — — — — — —
Sell — — — — — — — — — — — —
Insider Ownership 36.99%

Capital & Financial Ratios $m

Market Cap 2,050.00
Revenue 2,513.40
Net Income 400.70
Free Cash Flow 630.10
Net Debt 203.40
Current Ratio 0.65
Debt/Equity 0.32
P/E ratio 6.13
Fwd P/E 5.76
P/S ratio 0.85
P/B ratio 0.96
Past 5Y EPS Growth 14.12%
This Y EPS Growth 59.63% (at or above 15%: strong)
Next Y EPS Growth 29.62% (at or above 15%: strong)
Next Y revenue growth 5.50%
Next 5Y EPS Growth 32.35% (at or above 15%: strong)

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/S against its own 10 years 72.01%
10-year low 10-year high
P/B against its own 10 years 96.62%
10-year low 10-year high

Dividends

Payout Ratio 0.15
Annual Dividend Rate 0.60
Annual Dividend Yield 2.38%
total individual payouts
2028 Powerpack
2027 Powerpack
2026 0.62
0.15
0.15
0.15
2025 0.50
0.10
0.10
0.15
0.15
2024 0.40
0.10
0.10
0.10
0.10
2023 Powerpack
predictions special payouts not included in total or ratios

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 964 947 1,248 517
Receivables 3,674 4,472 5,131 6,169
Inventory — — — —
Other — — — —
4,638 5,419 6,379 6,687
2023 2024 2025 Q'26
Payables 6,670 8,326 8,652 10,302
ST’ Debt — — — —
Other — — — —
6,670 8,326 8,652 10,302

Compound Annual Growth %

10y 5y 3y
Sales — 26.60% 18.04%
Cash Flow — 0.00% 0.00%
Earnings — 12.17% 62.45%
Book Value — — 6.49%

Revenue $m

Mar Jun Sep Dec Year
’26 611 650 — — —
’25 658 589 652 601 2,501
’24 520 540 686 674 2,420
’23 2,052 453 538 554 3,596
’22 318 330 433 440 1,520
’21 — — — — 1,189
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 274 (26) — — —
’25 (433) (359) 155 229 (408)
’24 (35) 209 319 126 618
’23 (112) 260 149 197 495
’22 86 270 277 111 743
’21 — — — 368 368
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 274 (27) — — —
’25 (433) (359) 155 229 (409)
’24 (36) 207 317 125 614
’23 (113) 259 149 193 489
’22 80 261 274 108 724
’21 — — — 361 361
Fiscal quarters ending in the months shown.

EPS $

Mar Jun Sep Dec Year
’26 1.15 0.52 — — —
’25 (0.38) 0.18 1.24 1.17 2.11
’24 0.69 0.46 0.88 (1.09) 0.98
’23 15.64 0.76 0.74 1.93 18.65
’22 0.10 0.06 (0.47) — 0.26
’21 — — — — 0.39
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

2.6
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 Trend 2026e 2027e 2028e
Price, $
Price, $ Low — — — — — — — 11.55 11.80 14.17

Analyst estimates 2026–2028

Powerpack
High — — — — — — — 15.30 21.32 19.83
People
People Employees — — — — — — 51 — 98 108
Revenue/emp, $m — — — — 0.00 0.00 29.81 0.00 24.69 23.15
Income, $m
Income, $m Revenue — — — — 769 1,189 1,520 3,596 2,420 2,501
Gross margin, % — — — — 0.00 16.19 15.95 60.44 10.93 16.82
EBT — — — — 124 79 80 2,047 136 276
EBT margin, % — — — — 16.12 6.62 5.27 56.93 5.64 11.02
Net income — — — — 127 78 62 2,133 113 226
Depreciation — — — — — 5 4 0 (14) (19)
Per share, $
Per share, $ Revenue — — — — 6.63 6.08 7.83 31.46 21.00 23.55
Earnings — — — — 1.09 0.40 0.27 18.65 0.98 2.12
Cash flow — — — — 2.73 1.88 3.82 4.33 5.37 (3.85)
Capex — — — — 0.00 (0.04) (0.10) (0.06) (0.04) (0.01)
Free cash flow — — — — 2.73 1.84 3.73 4.28 5.33 (3.86)
Book value — — — — 0.00 10.33 10.23 21.43 21.25 22.60
Shares, m — — — — 116 196 194 114 115 106
Valuation, ×
Valuation, × P/E — — — — 0.84 0.84 0.84 0.65 19.29 8.78
P/S — — — — 0.44 0.44 0.44 0.39 0.86 0.83
P/B — — — — 0.75 0.75 0.75 0.58 0.85 0.87
EV/Sales — — — — 0.36 0.36 0.36 0.25 0.66 0.67
EV/FCF — — — — 2.19 2.19 2.19 1.83 2.59 (4.09)
Cash, $m
Cash, $m Operating cash flow — — — — 316 368 743 495 618 (408)
Capex — — — — (2) (7) (19) (6) (5) (1)
Free cash flow — — — — 316 361 724 489 614 (409)
Balance, $m
Balance, $m Working capital — — — — — (1,365) (1,315) (2,032) (2,907) (2,273)
Total debt — — — — — 447 448 448 449 843
Net debt — — — — — (29) (960) (516) (498) (404)
Shareholders’ equity — — — — — 2,019 1,987 2,450 2,448 2,400
Returns, %
Returns, % ROA — — — — 0.00 0.00 0.68 23.25 1.04 1.86
ROIC — — — — — 3.60 7.04 67.44 5.40 10.11
ROE — — — — 0.00 0.00 2.63 96.13 4.63 9.30
Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Pelagos Insurance Capital Limited vs peers in Insurance Diversified (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
AIG American International Group, Inc. $41.4B 14.7× 11.0× −0.08% (below 0%: shrinking) −10.50% (below 0%: shrinking) +23.36% (above 0%: growing) 32.04% 19.25% Compare
HIG The Hartford Insurance Group, Inc. $36.0B 8.7× 10.0× +8.14% (above 0%: growing) +35.53% (above 0%: growing) +4.24% (above 0%: growing) 43.81% 17.64% Compare
ACGL Arch Capital Group Ltd. $33.9B 7.8× 9.1× −10.45% (below 0%: shrinking) −7.58% (below 0%: shrinking) +17.63% (above 0%: growing) 37.57% 25.90% Compare
AEG Aegon NV $12.2B — (loss-making) 8.9× −53.52% (below 0%: shrinking) −86.85% (below 0%: shrinking) +30.41% (above 0%: growing) 14.93% (11.60%) Compare
BNT Brookfield Wealth Solutions Ltd. $10.9B 42.5× — +38.85% (above 0%: growing) −80.05% (below 0%: shrinking) +154.51% (above 0%: growing) 26.99% 10.58% Compare
PLGO Pelagos Insurance Capital Limited $2.1B 6.1× 5.8× +10.30% (above 0%: growing) +194.44% (above 0%: growing) +92.57% (above 0%: growing) 15.54% 10.68%
XZO Exzeo Group, Inc. $1.5B 17.0× 13.1× +3.02% (above 0%: growing) −5.49% (below 0%: shrinking) −59.20% (below 0%: shrinking) 63.75% 49.26% Compare
IGIC International General Insurance Holdings Ltd. $1.0B 9.9× 8.3× +8.70% (above 0%: growing) −36.36% (below 0%: shrinking) −54.63% (below 0%: shrinking) 23.60% 4.88% Compare
WDH Waterdrop Inc. Unsponsored ADR $283.5M 4.8× 6.5× +82.47% (above 0%: growing) 0.00% +117.24% (above 0%: growing) 62.90% 7.68% Compare
Median of peers $11.6B 9.9× 9.1× +5.58% −9.04% +20.50% 34.80% 14.11%

All 11 Insurance Diversified stocks →

Pelagos Insurance Capital Limited (PLGO) key facts

  • Strength: Pelagos Insurance Capital Limited’s revenue for fiscal 2025 (year ended December 2025) was $2.5 billion, up 3.33% from fiscal 2024.
  • Pelagos Insurance Capital Limited (PLGO) is an Insurance Diversified company in the Financial sector, listed on the New York Stock Exchange.
  • As of October 16, 2026, PLGO traded at $25.26, a market capitalization of $2.1 billion.
  • Pelagos Insurance Capital Limited pays an annual dividend of $0.60 per share, a yield of 2.38%, with a payout ratio of 14.7%.
  • Return on equity was 9.30% and debt-to-equity 0.32.
  • Its Piotroski F-score is 5 out of 9 for fiscal 2025.

Source: company filings (standardised) and stockrow calculations.

Pelagos Insurance Capital Limited (PLGO) Latest News

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stockrow.com/PLGO · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com