Saturday 17 October 2026
Export PEBK’s income statement to Excel — free account
Peoples Bancorp of North Carolina, Inc.
PEBK Financial Banks Regional
Peoples Bancorp of North Carolina, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $114.6 million, up 5.67% from fiscal 2024. In the quarter to June 2026, revenue was flat, EPS grew 1.03%, free cash flow grew 10.0% and total debt was flat, each against the same quarter a year earlier. Revenue growth for ten consecutive years; insiders bought in the last twelve months.
44.32
0.16
+0.36%
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| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Older periods | |
|---|---|---|---|---|---|
P/E ratio |
11.46 | 10.44 | 9.68 | 9.70 |
+8 more quarters Free account |
P/S ratio |
1.98 | 1.80 | 1.68 | 1.47 | |
P/FCF ratio |
11.43 | 10.66 | 9.44 | 7.96 | |
P/Operating CF |
35.62 | 41.36 | 36.30 | 34.72 | |
P/B ratio |
1.42 | 1.32 | 1.22 | 1.09 | |
Price to Tangible BV |
1.42 | 1.32 | 1.22 | 1.09 | |
EV/Sales |
1.59 | 1.40 | 1.30 | 0.55 | |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | |
EV/Operating CF |
8.57 | 7.92 | 6.99 | 2.86 | |
EV/FCF |
9.17 | 8.32 | 7.34 | 2.99 | |
Quick Ratio |
0.04 | 0.04 | 0.04 | 0.07 | |
Current Ratio |
0.86 | 0.85 | 0.84 | 0.84 | |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | |
Debt/Assets |
0.88% | 0.89% | 0.91% | 0.89% | |
Debt/Equity |
0.10 | 0.10 | 0.10 | 0.10 | |
Asset Turnover |
0.07 | 0.07 | 0.07 | 0.07 | |
Operating CF/Net income |
1.23 | 1.14 | 0.80 | 1.27 | |
Capex/Depreciation |
(0.62) | (0.69) | (0.38) | (0.43) | |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Selling, General and Administrative Expense of Revenue |
57.14% | 58.24% | 52.08% | 61.17% | |
Intangible Assets out of Total Assets |
0.00 | 0.00 | 0.00 | 0.00 | |
Share Based Compensation of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Graham Net Nets |
(1.05) | (1.20) | (1.35) | (1.63) | |
Graham Number |
50.65 | 50.12 | 49.92 | 44.74 | |
Earnings Yield |
8.73% | 9.58% | 10.33% | 10.31% | |
Free Cash Flow Yield |
8.75% | 9.38% | 10.59% | 12.57% | |
Revenue per Share |
5.39 | 5.15 | 5.87 | 5.37 | |
Operating CF per Share |
1.21 | 0.95 | 1.00 | 0.88 | |
Capex per Share |
(0.07) | (0.08) | (0.04) | (0.06) | |
Free Cash Flow per Share |
1.14 | 0.86 | 0.95 | 0.82 | |
Cash per Share |
11.44 | 11.53 | 10.95 | 22.04 | |
Shareholders Equity per Share |
30.33 | 29.77 | 29.62 | 28.15 | |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | |
Book value per Share |
30.33 | 29.77 | 29.62 | 28.15 | |
Free Cash Flow |
6.04 | 4.58 | 5.06 | 4.37 | |
Working Capital |
(222.26) | (231.12) | (239.24) | (246.55) | |
Capital Expenditures |
(0.40) | (0.45) | (0.23) | (0.31) | |
Net Current Asset Value |
(241.01) | (250.03) | (258.32) | (265.81) | |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | |
Capex to Sales |
0.01 | 0.02 | 0.01 | 0.01 | |
Price to Operating Income |
8.84 | 8.04 | 7.43 | 7.51 | |
| Other line items | |||||
Average Payables |
1,540.56 | 1,529.06 | 1,496.98 | 1,516.43 | |
Average Assets |
1,729.42 | 1,713.73 | 1,677.06 | 1,699.99 | |
Average Common Equity |
152.67 | 148.31 | 143.84 | 142.87 |
Columns are period end dates