Saturday 17 October 2026
Export PEBK’s income statement to Excel — free account
Peoples Bancorp of North Carolina, Inc.
PEBK Financial Banks Regional
Peoples Bancorp of North Carolina, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $114.6 million, up 5.67% from fiscal 2024. In the quarter to June 2026, revenue was flat, EPS grew 1.03%, free cash flow grew 10.0% and total debt was flat, each against the same quarter a year earlier. Revenue growth for ten consecutive years; insiders bought in the last twelve months.
44.32
0.16
+0.36%
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| Older periods | Sep '25 | Dec '25 | Mar '26 | Jun '26 | |
|---|---|---|---|---|---|
P/E ratio |
+8 more quarters Free account |
9.70 | 9.68 | 10.44 | 11.46 |
P/S ratio |
1.47 | 1.68 | 1.80 | 1.98 | |
P/FCF ratio |
7.96 | 9.44 | 10.66 | 11.43 | |
P/Operating CF |
34.72 | 36.30 | 41.36 | 35.62 | |
P/B ratio |
1.09 | 1.22 | 1.32 | 1.42 | |
Price to Tangible BV |
1.09 | 1.22 | 1.32 | 1.42 | |
EV/Sales |
0.55 | 1.30 | 1.40 | 1.59 | |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | |
EV/Operating CF |
2.86 | 6.99 | 7.92 | 8.57 | |
EV/FCF |
2.99 | 7.34 | 8.32 | 9.17 | |
Quick Ratio |
0.07 | 0.04 | 0.04 | 0.04 | |
Current Ratio |
0.84 | 0.84 | 0.85 | 0.86 | |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | |
Debt/Assets |
0.89% | 0.91% | 0.89% | 0.88% | |
Debt/Equity |
0.10 | 0.10 | 0.10 | 0.10 | |
Asset Turnover |
0.07 | 0.07 | 0.07 | 0.07 | |
Operating CF/Net income |
1.27 | 0.80 | 1.14 | 1.23 | |
Capex/Depreciation |
(0.43) | (0.38) | (0.69) | (0.62) | |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Selling, General and Administrative Expense of Revenue |
61.17% | 52.08% | 58.24% | 57.14% | |
Intangible Assets out of Total Assets |
0.00 | 0.00 | 0.00 | 0.00 | |
Share Based Compensation of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Graham Net Nets |
(1.63) | (1.35) | (1.20) | (1.05) | |
Graham Number |
44.74 | 49.92 | 50.12 | 50.65 | |
Earnings Yield |
10.31% | 10.33% | 9.58% | 8.73% | |
Free Cash Flow Yield |
12.57% | 10.59% | 9.38% | 8.75% | |
Revenue per Share |
5.37 | 5.87 | 5.15 | 5.39 | |
Operating CF per Share |
0.88 | 1.00 | 0.95 | 1.21 | |
Capex per Share |
(0.06) | (0.04) | (0.08) | (0.07) | |
Free Cash Flow per Share |
0.82 | 0.95 | 0.86 | 1.14 | |
Cash per Share |
22.04 | 10.95 | 11.53 | 11.44 | |
Shareholders Equity per Share |
28.15 | 29.62 | 29.77 | 30.33 | |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | |
Book value per Share |
28.15 | 29.62 | 29.77 | 30.33 | |
Free Cash Flow |
4.37 | 5.06 | 4.58 | 6.04 | |
Working Capital |
(246.55) | (239.24) | (231.12) | (222.26) | |
Capital Expenditures |
(0.31) | (0.23) | (0.45) | (0.40) | |
Net Current Asset Value |
(265.81) | (258.32) | (250.03) | (241.01) | |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | |
Capex to Sales |
0.01 | 0.01 | 0.02 | 0.01 | |
Price to Operating Income |
7.51 | 7.43 | 8.04 | 8.84 | |
| Other line items | |||||
Average Payables |
1,516.43 | 1,496.98 | 1,529.06 | 1,540.56 | |
Average Assets |
1,699.99 | 1,677.06 | 1,713.73 | 1,729.42 | |
Average Common Equity |
142.87 | 143.84 | 148.31 | 152.67 |
Columns are period end dates