Saturday 17 October 2026
Export OSBC’s income statement to Excel — free account
Old Second Bancorp, Inc.
OSBC Financial Banks Regional
Old Second Bancorp, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $401.5 million, up 17.5% from fiscal 2024. In the quarter to June 2026, revenue grew 32.9%, EPS grew 12.2%, free cash flow fell 31.2% and total debt fell 17.4%, each against the same quarter a year earlier. Dividend growth for ten consecutive years, revenue growth for five; insiders bought in the last twelve months.
24.88
0.03
+0.12%
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| Older periods | Sep '25 | Dec '25 | Mar '26 | Jun '26 | |
|---|---|---|---|---|---|
Piotroski F-Score |
+8 more TTM periods Free account |
6 | 6 | 5 | 6 |
| 9.24% | 10.24% | 10.84% | 11.40% | ||
| 1.12% | 1.28% | 1.37% | 1.47% | ||
ROIC |
6.90% | 7.72% | 8.23% | 9.36% | |
Return on Tangible Assets |
(12.75%) | (18.22%) | (18.34%) | (21.14%) | |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | |
Free Cash Flow per Share |
1.86 | 2.46 | 2.67 | 2.47 | |
Free Cash Flow |
97.84 | 120.01 | 140.02 | 126.66 | |
Capital Expenditures |
(4.18) | (2.26) | (1.34) | (19.04) | |
| Other line items | |||||
Cash ROIC |
9.03% | 10.71% | 12.62% | 11.34% | |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | |
Accounts Payable Turnover |
0.01 | 0.01 | 0.01 | 0.01 | |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | |
Average Days of Payables |
37,107.15 | 32,829.70 | 29,541.65 | 26,282.32 | |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | |
Tax Rate |
(0.25) | (0.25) | (0.26) | (0.26) | |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Selling, General and Administrative Expense of Revenue |
58.68% | 56.54% | 55.91% | 55.22% | |
Share Based Compensation of Revenue |
1.31% | 1.38% | 1.31% | 1.28% | |
Operating CF/Net income |
1.44 | 1.52 | 1.64 | 1.58 | |
Depreciation/Fixed assets |
0.14 | 0.11 | 0.11 | 0.11 | |
Capex/Depreciation |
(0.35) | (0.24) | (0.15) | (2.13) | |
Revenue per Share |
7.10 | 8.22 | 8.17 | 8.92 | |
Operating CF per Share |
1.94 | 2.50 | 2.70 | 2.84 | |
Capex per Share |
(0.08) | (0.05) | (0.03) | (0.37) | |
Capex to Sales |
0.01 | 0.01 | 0.00 | 0.04 |
Columns are period end dates