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Friday 6 November 2026
Export OSBC’s income statement to Excel — free account
Old Second Bancorp, Inc.
OSBC Financial Banks Regional
Old Second Bancorp, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $401.5 million, up 17.5% from fiscal 2024.
- Revenue
- −1.73%
- EPS
- +200.0%
- Free cash flow
- +282.3%
- Total debt
- −17.4%
Quarter to September 2026, against a year earlier
24.37
0.02
+0.08%
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| Older periods | Dec '25 | Mar '26 | Jun '26 | Sep '26 From the 10-Q filed 4 Nov | |
|---|---|---|---|---|---|
P/E ratio |
+8 more quarters Free account |
11.68 | 11.72 | 13.10 | 11.34 |
P/S ratio |
2.37 | 2.47 | 2.61 | 2.71 | |
P/FCF ratio |
7.94 | 7.55 | 9.44 | 7.92 | |
P/Operating CF |
21.54 | 28.63 | 41.81 | 19.00 | |
P/B ratio |
1.06 | 1.18 | 1.32 | 1.40 | |
Price to Tangible BV |
1.30 | 1.44 | 1.61 | 1.72 | |
EV/Sales |
2.31 | 2.43 | 2.46 | — | |
EV/EBITDA |
0.00 | 0.00 | 0.00 | — | |
EV/Operating CF |
7.60 | 7.37 | 7.70 | — | |
EV/FCF |
7.74 | 7.44 | 8.86 | — | |
Quick Ratio |
0.02 | 0.02 | 0.02 | 0.00 | |
Current Ratio |
0.91 | 0.90 | 0.91 | — | |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | |
Debt/Assets |
1.45% | 1.46% | 1.03% | 0.00% | |
Debt/Equity |
0.11 | 0.11 | 0.08 | 0.00 | |
Asset Turnover |
0.06 | 0.07 | 0.07 | 0.07 | |
Operating CF/Net income |
1.54 | 1.44 | 1.01 | 2.24 | |
Capex/Depreciation |
0.62 | (0.26) | 0.35 | — | |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Selling, General and Administrative Expense of Revenue |
47.79% | 52.74% | 50.31% | 0.00% | |
Intangible Assets out of Total Assets |
0.02 | 0.02 | 0.02 | 0.00 | |
Share Based Compensation of Revenue |
1.28% | 1.30% | 1.23% | 1.23% | |
Graham Net Nets |
(0.73) | (0.68) | (0.54) | (0.47) | |
Graham Number |
26.26 | 25.67 | 26.56 | 29.13 | |
Earnings Yield |
8.56% | 8.53% | 7.63% | 8.82% | |
Free Cash Flow Yield |
12.59% | 13.24% | 10.60% | 12.63% | |
Revenue per Share |
2.34 | 2.12 | 2.23 | 2.29 | |
Operating CF per Share |
0.91 | 0.70 | 0.56 | 1.29 | |
Capex per Share |
0.00 | (0.01) | 0.02 | 0.00 | |
Free Cash Flow per Share |
0.90 | 0.69 | 0.57 | 1.29 | |
Cash per Share |
2.54 | 2.21 | 2.80 | 2.15 | |
Shareholders Equity per Share |
18.35 | 17.03 | 17.62 | 17.47 | |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | |
Book value per Share |
18.35 | 17.03 | 17.62 | 17.47 | |
Free Cash Flow |
44.01 | 36.25 | 29.44 | 64.83 | |
Working Capital |
(527.34) | (554.95) | (521.76) | — | |
Capital Expenditures |
(0.23) | (0.69) | 0.86 | — | |
Net Current Asset Value |
(698.41) | (722.74) | (646.32) | (5,900.04) | |
EV/EBIT |
0.00 | 0.00 | 0.00 | — | |
Capex to Sales |
0.00 | 0.01 | (0.01) | 0.00 | |
Price to Operating Income |
8.85 | 9.15 | 9.62 | 8.22 | |
| Other line items | |||||
Average Payables |
5,182.40 | 5,208.90 | 5,121.56 | 5,543.91 | |
Average Assets |
6,276.03 | 6,288.45 | 6,285.80 | 6,885.17 | |
Average Common Equity |
783.90 | 793.89 | 810.73 | 872.62 |
Columns are period end dates · fundamentals updated 4 Nov 2026