Saturday 17 October 2026 Export OSBC’s income statement to Excel — free account

Old Second Bancorp, Inc.

Old Second Bancorp, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $401.5 million, up 17.5% from fiscal 2024. In the quarter to June 2026, revenue grew 32.9%, EPS grew 12.2%, free cash flow fell 31.2% and total debt fell 17.4%, each against the same quarter a year earlier. Dividend growth for ten consecutive years, revenue growth for five; insiders bought in the last twelve months.

24.88 0.03 +0.12%

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Market cap: $1.3B
P/E: 14.0×
Fwd P/E: 9.9×
Dividend yield: 1.13%
F-score: 6/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

	Older periods	Sep '25	Dec '25	Mar '26	Jun '26
P/E ratio Full definition →	+8 more quarters Free account	11.23	11.68	11.72	13.10
P/S ratio Full definition →		2.44	2.37	2.47	2.61
P/FCF ratio Full definition →		9.31	7.94	7.55	9.44
P/Operating CF Full definition →		25.35	21.54	28.63	41.81
P/B ratio Full definition →		1.05	1.06	1.18	1.32
Price to Tangible BV Full definition →		1.30	1.30	1.44	1.61
EV/Sales Full definition →		2.39	2.31	2.43	2.46
EV/EBITDA Full definition →		0.00	0.00	0.00	0.00
EV/Operating CF Full definition →		8.77	7.60	7.37	7.70
EV/FCF Full definition →		9.14	7.74	7.44	8.86
Quick Ratio Full definition →		0.02	0.02	0.02	0.02
Current Ratio Full definition →		0.89	0.91	0.90	0.91
Net Debt/EBITDA Full definition →		0.00	0.00	0.00	0.00
Debt/Assets Full definition →		1.43%	1.45%	1.46%	1.03%
Debt/Equity Full definition →		0.12	0.11	0.11	0.08
Asset Turnover Full definition →		0.06	0.06	0.07	0.07
Operating CF/Net income Full definition →		3.64	1.54	1.44	1.01
Capex/Depreciation Full definition →		(4.55)	0.62	(0.26)	0.35
Research and Development Expense of Revenue Full definition →		0.00%	0.00%	0.00%	0.00%
Selling, General and Administrative Expense of Revenue Full definition →		69.60%	47.79%	52.74%	50.31%
Intangible Assets out of Total Assets Full definition →		0.02	0.02	0.02	0.02
Share Based Compensation of Revenue Full definition →		1.33%	1.28%	1.30%	1.23%
Graham Net Nets Full definition →		(0.90)	(0.73)	(0.68)	(0.54)
Graham Number Full definition →		23.87	26.26	25.67	26.56
Earnings Yield Full definition →		8.91%	8.56%	8.53%	7.63%
Free Cash Flow Yield Full definition →		10.74%	12.59%	13.24%	10.60%
Revenue per Share Full definition →		2.22	2.34	2.12	2.23
Operating CF per Share Full definition →		0.68	0.91	0.70	0.56
Capex per Share Full definition →		(0.36)	0.00	(0.01)	0.02
Free Cash Flow per Share Full definition →		0.32	0.90	0.69	0.57
Cash per Share Full definition →		2.21	2.54	2.21	2.80
Shareholders Equity per Share Full definition →		16.45	18.35	17.03	17.62
Interest Debt per Share Full definition →		0.00	0.00	0.00	0.00
Book value per Share Full definition →		16.45	18.35	17.03	17.62
Free Cash Flow Full definition →		16.96	44.01	36.25	29.44
Working Capital Full definition →		(641.57)	(527.34)	(554.95)	(521.76)
Capital Expenditures Full definition →		(18.98)	(0.23)	(0.69)	0.86
Net Current Asset Value Full definition →		(817.10)	(698.41)	(722.74)	(646.32)
EV/EBIT Full definition →		0.00	0.00	0.00	0.00
Capex to Sales Full definition →		0.16	0.00	0.01	(0.01)
Price to Operating Income Full definition →		9.71	8.85	9.15	9.62
Other line items
Average Payables Full definition →		5,112.84	5,182.40	5,208.90	5,121.56
Average Assets Full definition →		6,331.76	6,276.03	6,288.45	6,285.80
Average Common Equity Full definition →		764.04	783.90	793.89	810.73

Show all line items

Columns are period end dates

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