Saturday 17 October 2026
Export OSBC’s income statement to Excel — free account
Old Second Bancorp, Inc.
OSBC Financial Banks Regional
Old Second Bancorp, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $401.5 million, up 17.5% from fiscal 2024. In the quarter to June 2026, revenue grew 32.9%, EPS grew 12.2%, free cash flow fell 31.2% and total debt fell 17.4%, each against the same quarter a year earlier. Dividend growth for ten consecutive years, revenue growth for five; insiders bought in the last twelve months.
24.88
0.03
+0.12%
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| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Older periods | |
|---|---|---|---|---|---|
P/E ratio |
13.10 | 11.72 | 11.68 | 11.23 |
+8 more quarters Free account |
P/S ratio |
2.61 | 2.47 | 2.37 | 2.44 | |
P/FCF ratio |
9.44 | 7.55 | 7.94 | 9.31 | |
P/Operating CF |
41.81 | 28.63 | 21.54 | 25.35 | |
P/B ratio |
1.32 | 1.18 | 1.06 | 1.05 | |
Price to Tangible BV |
1.61 | 1.44 | 1.30 | 1.30 | |
EV/Sales |
2.46 | 2.43 | 2.31 | 2.39 | |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | |
EV/Operating CF |
7.70 | 7.37 | 7.60 | 8.77 | |
EV/FCF |
8.86 | 7.44 | 7.74 | 9.14 | |
Quick Ratio |
0.02 | 0.02 | 0.02 | 0.02 | |
Current Ratio |
0.91 | 0.90 | 0.91 | 0.89 | |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | |
Debt/Assets |
1.03% | 1.46% | 1.45% | 1.43% | |
Debt/Equity |
0.08 | 0.11 | 0.11 | 0.12 | |
Asset Turnover |
0.07 | 0.07 | 0.06 | 0.06 | |
Operating CF/Net income |
1.01 | 1.44 | 1.54 | 3.64 | |
Capex/Depreciation |
0.35 | (0.26) | 0.62 | (4.55) | |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Selling, General and Administrative Expense of Revenue |
50.31% | 52.74% | 47.79% | 69.60% | |
Intangible Assets out of Total Assets |
0.02 | 0.02 | 0.02 | 0.02 | |
Share Based Compensation of Revenue |
1.23% | 1.30% | 1.28% | 1.33% | |
Graham Net Nets |
(0.54) | (0.68) | (0.73) | (0.90) | |
Graham Number |
26.56 | 25.67 | 26.26 | 23.87 | |
Earnings Yield |
7.63% | 8.53% | 8.56% | 8.91% | |
Free Cash Flow Yield |
10.60% | 13.24% | 12.59% | 10.74% | |
Revenue per Share |
2.23 | 2.12 | 2.34 | 2.22 | |
Operating CF per Share |
0.56 | 0.70 | 0.91 | 0.68 | |
Capex per Share |
0.02 | (0.01) | 0.00 | (0.36) | |
Free Cash Flow per Share |
0.57 | 0.69 | 0.90 | 0.32 | |
Cash per Share |
2.80 | 2.21 | 2.54 | 2.21 | |
Shareholders Equity per Share |
17.62 | 17.03 | 18.35 | 16.45 | |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | |
Book value per Share |
17.62 | 17.03 | 18.35 | 16.45 | |
Free Cash Flow |
29.44 | 36.25 | 44.01 | 16.96 | |
Working Capital |
(521.76) | (554.95) | (527.34) | (641.57) | |
Capital Expenditures |
0.86 | (0.69) | (0.23) | (18.98) | |
Net Current Asset Value |
(646.32) | (722.74) | (698.41) | (817.10) | |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | |
Capex to Sales |
(0.01) | 0.01 | 0.00 | 0.16 | |
Price to Operating Income |
9.62 | 9.15 | 8.85 | 9.71 | |
| Other line items | |||||
Average Payables |
5,121.56 | 5,208.90 | 5,182.40 | 5,112.84 | |
Average Assets |
6,285.80 | 6,288.45 | 6,276.03 | 6,331.76 | |
Average Common Equity |
810.73 | 793.89 | 783.90 | 764.04 |
Columns are period end dates