Neptune Insurance Holdings Inc.

NP Financial Insurance Brokers

Neptune Insurance Holdings Inc.’s revenue for fiscal 2025 (year ended December 2025) was $159.6 million, up 33.7% from fiscal 2024.

Revenue
+34.3%
EPS
+116.7%
Free cash flow
+66.5%
Total debt
−18.1%

Quarter to September 2026, against a year earlier

27.31 0.62 −2.22%
Market cap
$3.9B
P/E
86.7×
Fwd P/E
77.9×
Dividend yield
—
F-score
n/a
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Neptune Insurance Holdings Inc. (NP) Price to free cash flow

Alert me on Price to free cash flow

As of 5 November 2026, Neptune Insurance Holdings Inc. (NP) trades at a price to free cash flow of 49.0×. Over the past ten years it has ranged from 37.6× (February 2026) to 85.0× (May 2026); the current reading is higher than 20% of that period. That is above the Insurance Brokers industry median of 22.3× and above the Financial sector median of 9.7×.

Price to free cash flow, daily

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Annual newest first

Period Price to free cash flow Change
FY2025 63.9× 32.72%
FY2024 48.1× 0.00%
FY2023 48.1× —

Quarterly newest first

Period Price to free cash flow Change
Sep 2026 48.3× (24.54%)
Jun 2026 64.0× (4.56%)
Mar 2026 67.0× 4.92%
Dec 2025 63.9× 32.72%
4 more quarters

Against its own ten years

Low 37.6× High 85.0×
Ten-year median 57.0×
Current reading's percentile 20

Price to free cash flow against peers

Company Price to free cash flow
TWFG TWFG, Inc. compare n/m
RYAN Ryan Specialty Holdings Inc. compare 11.7×
LIFE Ethos Technologies Inc. compare 15.1×
GSHD Goosehead Insurance compare 21.8×
ERIE Erie Indemnity Company compare 23.7×
CRVL CorVel Corp. compare 38.0×
NP Neptune Insurance Holdings Inc. 49.0×
BWIN Baldwin Insurance Group, Inc. compare 67.9×
ARX Accelerant Holdings compare 2,412×
Insurance Brokers industry median 22.3×
Financial sector median 9.7×
Market median 14.1×

What Price to free cash flow is

Price to Free Cash Flow Ratio shows how much investors pay for each dollar of cash a company generates after its capital spending.

Stock Price ÷ ((Operating Cash Flow (TTM) + Property, Plant, Equipment Change (Net) (TTM) + Intangible Assets Change (Net) (TTM)) ÷ (Shares (Basic, Weighted) (latest quarter)))

The full definition of Price to free cash flow →

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