Neptune Insurance Holdings Inc. (NP) vs TWFG, Inc. (TWFG)
- Neptune Insurance Holdings Inc. NP 29.36 −0.31%
- TWFG, Inc. TWFG 25.37 +1.40%
Neptune Insurance Holdings Inc. and TWFG, Inc. are both Insurance Brokers companies. Neptune Insurance Holdings Inc. is the larger, with a market value of $4.0B against $1.4B — 3.0× the size. TWFG, Inc. trades at the lower P/E: 43.0× against 117×. Neptune Insurance Holdings Inc. has the higher net margin (20.6% vs 2.98%) and the lower return on invested capital (0.00% vs 19.3%). Across the 15 metrics below, TWFG, Inc. leads on 8 and Neptune Insurance Holdings Inc. on 7.
Valuation
Profitability
| Metric | NP | TWFG | Insurance Brokers median |
|---|---|---|---|
| Gross margin | 100.00% | 50.10% | 42.95% |
| Operating margin | 40.72% | 18.26% | 15.37% |
| Net margin | 20.59% | 2.98% | 8.77% |
| Free cash flow margin | 37.32% | (2.78%) | 3.89% |
| Return on equity | (12.73%) | 3.24% | 0.00% |
| Return on assets | 73.26% | 2.51% | 2.23% |
| Return on invested capital | 0.00% | 19.32% | 5.27% |
Growth
Health
Dividend
Size
Any metric, up to five companies and an Excel export Powerpack