Neptune Insurance Holdings Inc.

NP Financial Insurance Brokers

Neptune Insurance Holdings Inc.’s revenue for fiscal 2025 (year ended December 2025) was $159.6 million, up 33.7% from fiscal 2024.

Revenue
+34.3%
EPS
+116.7%
Free cash flow
+66.5%
Total debt
−18.1%

Quarter to September 2026, against a year earlier

27.75 0.80 −2.80%
Market cap
$3.9B
P/E
86.7×
Fwd P/E
77.9×
Dividend yield
—
F-score
n/a
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Neptune Insurance Holdings Inc. (NP) Net margin

Alert me on Net margin

Neptune Insurance Holdings Inc.'s net margin over the twelve months to 30 September 2026 was 22.7%, up 39.7 percentage points from fiscal 2025 (−17.0%). That is above the Insurance Brokers industry median of 8.19% and above the Financial sector median of 14.3%.

Net margin, annual

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Annual newest first

Period Net margin Change (points)
FY2025 −17.0% (29.38)
FY2024 12.3% 0.85
FY2023 11.5% —

Quarterly newest first

Period Net margin Change (points)
Sep 2026 29.0% 0.70
Jun 2026 28.3% 8.83
Mar 2026 19.4% 9.59
Dec 2025 9.85% (2.53)
4 more quarters

Net margin against peers

Company Net margin
NP Neptune Insurance Holdings Inc. 22.7%
ERIE Erie Indemnity Company compare 14.0%
CRVL CorVel Corp. compare 12.0%
GSHD Goosehead Insurance compare 8.78%
RYAN Ryan Specialty Holdings Inc. compare 3.22%
TWFG TWFG, Inc. compare 2.66%
BWIN Baldwin Insurance Group, Inc. compare −4.67%
LIFE Ethos Technologies Inc. compare −16.9%
ARX Accelerant Holdings compare −119.3%
Insurance Brokers industry median 8.19%
Financial sector median 14.3%
Market median 1.06%

What Net margin is

Net Profit Margin tells an investor how much of each unit of revenue ends up as profit for shareholders after all costs, interest and taxes.

Net Income Allotted to Shareholders ÷ Revenue

The full definition of Net margin →

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