Saturday 17 October 2026
Export NMIH’s income statement to Excel — free account
NMI Holdings Inc
NMIH Financial Insurance Specialty
NMI Holdings Inc’s revenue for fiscal 2025 (year ended December 2025) was $706.4 million, up 8.52% from fiscal 2024. In the quarter to June 2026, revenue grew 8.12%, EPS grew 13.8%, free cash flow grew 10.7% and total debt was flat, each against the same quarter a year earlier. Revenue growth for ten consecutive years, operating cash flow growth for three.
40.71
0.61
+1.52%
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| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Older periods | |
|---|---|---|---|---|---|
Piotroski F-Score |
5 | 5 | 5 | 6 |
+8 more TTM periods Free account |
| 15.43% | 15.57% | 16.17% | 16.17% | ||
| 10.42% | 10.47% | 10.82% | 10.81% | ||
ROIC |
10.38% | 10.35% | 10.54% | 10.92% | |
Return on Tangible Assets |
(293.72%) | (272.41%) | (252.25%) | (772.55%) | |
Average Days of Receivables |
63.54 | 64.46 | 64.50 | 63.83 | |
Free Cash Flow per Share |
5.83 | 5.62 | 5.31 | 5.00 | |
Free Cash Flow |
441.61 | 428.06 | 412.52 | 386.85 | |
Capital Expenditures |
(6.91) | (6.17) | (6.78) | (6.53) | |
| Other line items | |||||
Cash ROIC |
13.82% | 13.72% | 13.51% | 12.63% | |
Accounts Receivable Turnover |
6.00 | 5.92 | 5.89 | 6.05 | |
Accounts Payable Turnover |
0.22 | 0.23 | 0.17 | 0.17 | |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | |
Average Days of Payables |
1,760.55 | 1,778.33 | 2,182.34 | 2,197.95 | |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | |
Tax Rate |
(0.22) | (0.22) | (0.22) | (0.22) | |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Selling, General and Administrative Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Share Based Compensation of Revenue |
2.83% | 2.84% | 2.86% | 3.05% | |
Interest Coverage |
18.79 | 18.32 | 18.55 | 18.21 | |
Operating CF/Net income |
1.13 | 1.13 | 1.08 | 1.03 | |
Depreciation/Fixed assets |
0.44 | 0.44 | 0.44 | 0.44 | |
Capex/Depreciation |
(0.75) | (0.67) | (0.71) | (0.65) | |
Revenue per Share |
9.64 | 9.41 | 9.10 | 8.94 | |
Operating CF per Share |
5.92 | 5.70 | 5.40 | 5.08 | |
Capex per Share |
(0.09) | (0.08) | (0.09) | (0.08) | |
Capex to Sales |
0.01 | 0.01 | 0.01 | 0.01 |
Columns are period end dates