Friday 6 November 2026
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NMI Holdings Inc
NMIH Financial Insurance Specialty
NMI Holdings Inc’s revenue for fiscal 2025 (year ended December 2025) was $706.4 million, up 8.52% from fiscal 2024.
- Revenue
- +4.96%
- EPS
- +0.81%
- Free cash flow
- −13.7%
- Total debt
- +0.48%
Quarter to September 2026, against a year earlier
39.27
5.00
−11.29%
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| Older periods | Dec '25 | Mar '26 | Jun '26 | Sep '26 From the 10-Q filed 6 Nov | |
|---|---|---|---|---|---|
P/E ratio |
+8 more quarters Free account |
8.14 | 7.50 | 7.95 | 7.20 |
P/S ratio |
4.48 | 3.99 | 4.26 | 3.79 | |
P/FCF ratio |
7.68 | 6.68 | 7.05 | 6.60 | |
P/Operating CF |
51.28 | 24.61 | 21.83 | 25.25 | |
P/B ratio |
1.22 | 1.09 | 1.15 | 1.04 | |
Price to Tangible BV |
1.22 | 1.09 | 1.15 | 1.04 | |
EV/Sales |
5.01 | 4.47 | 4.73 | — | |
EV/EBITDA |
6.58 | 6.03 | 6.35 | — | |
EV/Operating CF |
8.44 | 7.38 | 7.71 | — | |
EV/FCF |
8.58 | 7.49 | 7.83 | — | |
Quick Ratio |
0.49 | 0.55 | 0.56 | 0.00 | |
Current Ratio |
0.49 | 0.55 | 0.56 | — | |
Net Debt/EBITDA |
2.86 | 2.58 | 2.36 | 0.00 | |
Debt/Assets |
10.86% | 10.68% | 10.46% | 10.46% | |
Debt/Equity |
0.16 | 0.16 | 0.15 | 0.15 | |
Asset Turnover |
0.20 | 0.19 | 0.19 | 0.19 | |
Operating CF/Net income |
0.66 | 1.17 | 1.35 | 1.19 | |
Capex/Depreciation |
(0.73) | (0.46) | (0.95) | 0.00 | |
Interest Coverage |
17.98 | 18.58 | 20.24 | 17.88 | |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Selling, General and Administrative Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Intangible Assets out of Total Assets |
0.00 | 0.00 | 0.00 | 0.00 | |
Share Based Compensation of Revenue |
3.44% | 2.55% | 2.82% | 3.06% | |
Graham Net Nets |
(0.34) | (0.38) | (0.35) | (0.39) | |
Graham Number |
61.35 | 62.35 | 64.44 | 64.77 | |
Earnings Yield |
12.28% | 13.33% | 12.58% | 13.88% | |
Free Cash Flow Yield |
13.03% | 14.98% | 14.18% | 15.14% | |
Revenue per Share |
2.33 | 2.41 | 2.48 | 2.50 | |
Operating CF per Share |
0.80 | 1.52 | 1.88 | 1.48 | |
Capex per Share |
(0.02) | (0.01) | (0.03) | (0.03) | |
Free Cash Flow per Share |
0.77 | 1.51 | 1.85 | 1.45 | |
Cash per Share |
0.57 | 0.93 | 0.95 | 0.96 | |
Shareholders Equity per Share |
33.39 | 34.56 | 35.70 | 36.00 | |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | |
Book value per Share |
33.39 | 34.56 | 35.70 | 36.00 | |
Free Cash Flow |
60.10 | 114.99 | 140.25 | 108.92 | |
Working Capital |
(175.91) | (162.48) | (155.35) | — | |
Capital Expenditures |
(1.65) | (1.10) | (2.38) | (2.03) | |
Net Current Asset Value |
(1,080.34) | (1,079.96) | (1,092.84) | (1,299.57) | |
EV/EBIT |
6.70 | 6.14 | 6.46 | — | |
Capex to Sales |
0.01 | 0.01 | 0.01 | 0.01 | |
Price to Operating Income |
6.34 | 5.79 | 6.14 | 5.57 | |
| Other line items | |||||
Average Receivables |
119.95 | 121.05 | 121.78 | 132.75 | |
Average Payables |
332.57 | 324.84 | 329.39 | — | |
Average Assets |
3,595.54 | 3,682.92 | 3,794.23 | 3,864.72 | |
Average Common Equity |
2,404.71 | 2,477.00 | 2,562.65 | 2,608.77 |
Columns are period end dates · fundamentals updated 6 Nov 2026