Saturday 17 October 2026
Export NBTB’s income statement to Excel — free account
NBT Bancorp Inc.
NBTB Financial Banks Regional
NBT Bancorp Inc.’s revenue for fiscal 2025 (year ended December 2025) was $906.5 million, up 15.0% from fiscal 2024. In the quarter to June 2026, revenue grew 4.89%, EPS grew 126.7%, free cash flow grew 37.1% and total debt fell 48.1%, each against the same quarter a year earlier. Dividend growth for twenty-five consecutive years, revenue growth for five; insiders bought in the last twelve months.
50.85
0.14
+0.28%
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| Jun '26 | Mar '26 | Dec '25 | Sep '25 | Older periods | |
|---|---|---|---|---|---|
Piotroski F-Score |
7 | 8 | 8 | 8 |
+8 more TTM periods Free account |
| 11.42% | 10.55% | 9.89% | 8.87% | ||
| 1.33% | 1.22% | 1.14% | 1.00% | ||
ROIC |
9.65% | 11.67% | 9.40% | 9.68% | |
Return on Tangible Assets |
(12.40%) | (11.23%) | (10.58%) | (9.35%) | |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | |
Free Cash Flow per Share |
4.73 | 4.40 | 4.32 | 3.86 | |
Free Cash Flow |
245.61 | 229.23 | 218.92 | 202.34 | |
Capital Expenditures |
(16.05) | (17.02) | (16.30) | (15.90) | |
| Other line items | |||||
Cash ROIC |
10.26% | 8.16% | 8.54% | 7.57% | |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | |
Accounts Payable Turnover |
0.02 | 0.02 | 0.02 | 0.02 | |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | |
Average Days of Payables |
23,985.53 | 23,822.72 | 23,524.94 | 23,975.28 | |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | |
Tax Rate |
(0.23) | (0.23) | (0.23) | (0.23) | |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Selling, General and Administrative Expense of Revenue |
47.51% | 48.69% | 49.21% | 49.97% | |
Share Based Compensation of Revenue |
0.68% | 0.69% | 0.58% | 0.63% | |
Operating CF/Net income |
1.22 | 1.34 | 1.39 | 1.46 | |
Depreciation/Fixed assets |
0.38 | 0.37 | 0.35 | 0.34 | |
Capex/Depreciation |
(0.43) | (0.46) | (0.46) | (0.47) | |
Revenue per Share |
18.24 | 17.98 | 17.90 | 16.56 | |
Operating CF per Share |
5.03 | 4.72 | 4.64 | 4.16 | |
Capex per Share |
(0.31) | (0.33) | (0.32) | (0.30) | |
Capex to Sales |
0.02 | 0.02 | 0.02 | 0.02 |
Columns are period end dates