Saturday 17 October 2026
Export NBTB’s income statement to Excel — free account
NBT Bancorp Inc.
NBTB Financial Banks Regional
NBT Bancorp Inc.’s revenue for fiscal 2025 (year ended December 2025) was $906.5 million, up 15.0% from fiscal 2024. In the quarter to June 2026, revenue grew 4.89%, EPS grew 126.7%, free cash flow grew 37.1% and total debt fell 48.1%, each against the same quarter a year earlier. Dividend growth for twenty-five consecutive years, revenue growth for five; insiders bought in the last twelve months.
50.85
0.14
+0.28%
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| Older periods | Sep '25 | Dec '25 | Mar '26 | Jun '26 | |
|---|---|---|---|---|---|
Piotroski F-Score |
+8 more TTM periods Free account |
8 | 8 | 8 | 7 |
| 8.87% | 9.89% | 10.55% | 11.42% | ||
| 1.00% | 1.14% | 1.22% | 1.33% | ||
ROIC |
9.68% | 9.40% | 11.67% | 9.65% | |
Return on Tangible Assets |
(9.35%) | (10.58%) | (11.23%) | (12.40%) | |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | |
Free Cash Flow per Share |
3.86 | 4.32 | 4.40 | 4.73 | |
Free Cash Flow |
202.34 | 218.92 | 229.23 | 245.61 | |
Capital Expenditures |
(15.90) | (16.30) | (17.02) | (16.05) | |
| Other line items | |||||
Cash ROIC |
7.57% | 8.54% | 8.16% | 10.26% | |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | |
Accounts Payable Turnover |
0.02 | 0.02 | 0.02 | 0.02 | |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | |
Average Days of Payables |
23,975.28 | 23,524.94 | 23,822.72 | 23,985.53 | |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | |
Tax Rate |
(0.23) | (0.23) | (0.23) | (0.23) | |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Selling, General and Administrative Expense of Revenue |
49.97% | 49.21% | 48.69% | 47.51% | |
Share Based Compensation of Revenue |
0.63% | 0.58% | 0.69% | 0.68% | |
Operating CF/Net income |
1.46 | 1.39 | 1.34 | 1.22 | |
Depreciation/Fixed assets |
0.34 | 0.35 | 0.37 | 0.38 | |
Capex/Depreciation |
(0.47) | (0.46) | (0.46) | (0.43) | |
Revenue per Share |
16.56 | 17.90 | 17.98 | 18.24 | |
Operating CF per Share |
4.16 | 4.64 | 4.72 | 5.03 | |
Capex per Share |
(0.30) | (0.32) | (0.33) | (0.31) | |
Capex to Sales |
0.02 | 0.02 | 0.02 | 0.02 |
Columns are period end dates