NBT Bancorp Inc. NBTB

51.57 0.44 0.86% as of 25 Sep
Market cap
$2.7B
P/E
12.6×
Growth Flags show if company had growth for consecutive years,
Insider Buys alert about insiders buying in the last 12 month
Older periods Sep '25 Dec '25 Mar '26 Jun '26
P/E ratio

+8 more quarters

13.78 12.47 12.06 12.04
P/S ratio
2.52 2.32 2.37 2.71
P/FCF ratio
10.82 9.61 9.68 10.45
P/Operating CF
27.17 31.79 41.84 41.47
P/B ratio
1.18 1.11 1.16 1.32
Price to Tangible BV
1.64 1.52 1.58 1.78
EV/Sales
1.99 1.98 1.80 2.56
EV/EBITDA
0.00 0.00 0.00 0.00
EV/Operating CF
7.93 7.63 6.83 9.27
EV/FCF
8.55 8.20 7.34 9.88
Quick Ratio
0.05 0.04 0.05 0.02
Current Ratio
0.88 0.88 0.87 0.87
Net Debt/EBITDA
0.00 0.00 0.00 0.00
Debt/Assets
1.12% 1.12% 1.11% 0.95%
Debt/Equity
0.10 0.09 0.09 0.08
Asset Turnover
0.06 0.06 0.06 0.06
Operating CF/Net income
1.48 1.19 1.04 1.17
Capex/Depreciation
(0.67) (0.43) (0.48) (0.15)
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
45.35% 47.05% 49.17% 48.57%
Intangible Assets out of Total Assets
0.03 0.03 0.03 0.03
Share Based Compensation of Revenue
0.66% 0.27% 1.45% 0.37%
Graham Net Nets
(0.99) (1.02) (0.98) (0.87)
Graham Number
49.09 52.96 54.01 58.74
Earnings Yield
7.26% 8.02% 8.29% 8.30%
Free Cash Flow Yield
9.24% 10.41% 10.33% 9.57%
Revenue per Share
4.61 4.70 4.47 4.53
Operating CF per Share
1.54 1.31 1.02 1.19
Capex per Share
(0.12) (0.08) (0.08) (0.03)
Free Cash Flow per Share
1.42 1.23 0.93 1.16
Cash per Share
12.21 9.62 13.74 5.67
Shareholders Equity per Share
35.35 37.44 36.73 37.40
Interest Debt per Share
0.00 0.00 0.00 0.00
Book value per Share
35.35 37.44 36.73 37.40
Free Cash Flow
74.35 62.12 48.62 60.53
Working Capital
(1,699.35) (1,698.92) (1,735.86) (1,825.51)
Capital Expenditures
(6.24) (4.03) (4.42) (1.36)
Net Current Asset Value
(2,159.14) (2,150.57) (2,165.10) (2,242.81)
EV/EBIT
0.00 0.00 0.00 0.00
Capex to Sales
0.03 0.02 0.02 0.01
Net Profit Margin
22.52% 23.30% 21.97% 22.52%
Price to Operating Income
10.14 8.80 8.63 9.22
Other line items
Average Payables
12,624.60 12,522.98 12,725.74 13,526.27
Average Assets
14,976.07 14,890.90 15,034.33 16,114.87
Average Common Equity
1,687.56 1,711.18 1,740.09 1,874.54

Fold the line items

Columns are period end dates